One day we took a day-long road-trip to a Gulf of Mexico beach and it turned out to be a very sunny but chilly and windy time. We got blasted with sand most of the day and did our best to ignore it. Hours later on the way home we realized we had gotten fried since we hadn’t re-applied the sunscreen like we normally would’ve on a typical hot sunny day. What the experts say is true, the sun can (and will) still burn you even if it doesn’t seem like it will. We poured vinegar all over our burns (it’s really does help with the pain, you know vinegar is amazing, right?) and took some pain relievers.
Lesson learned sun. Lesson learned.
It was fun to get away from my normal routine and to do things I normally don’t get a chance to do like (among other things): be roommates with a 13 month old, eat humongous spoonfuls of chocolate chunk cookie dough ice cream at 11pm, have late-night giggly/serious conversations, and watch movies on a nice/amazing/wow TV (ours is a 15 year old TruTech;).
While it’s fun to get away I can’t help but feel guilty too. I mean, I spent money on a plane ticket! A plane ticket that wasn’t a Need. Plus, I still have that frustrating medical bill that just won’t quit. I know I should be piling money onto that bill so I can get it over with already but I’m fighting it for some reason. Like, I just want to pay the $150 that I agreed to pay, for like, ever. There’s no interest accruing so that crosses my mind too, that it technically and officially wouldn’t “harm” me to pay it super slow. But, the fact that it even exists, that I even have to think about it and that it weighs on me, that’s a signal that it’s not cool. After doing the Spending Fast and Spending Diet I’m super tuned-in to the fact that I need to deal with it and knock that bill out already even if I don’t really want to (I don’t).
Part of me thinks that I shouldn’t spend any money at all since I write this personal finance/frugality/debt-free living blog. I kind of feel like I’m betraying this side of my life when I spend money, even though I did the work and got out of the debt that was weighing on me so heavily.
I was surprised when I got to talking to some fashion bloggers at a recent clothing swap and we were talking about this issue. I told them I felt guilty if I spent money and they were saying they felt guilty for encouraging consumerism and the “want, want, want” nature of our culture by doing their fashion and shopping posts. It was totally eye-opening to see that I wasn’t alone, and that the guilt runs rampant ;) throughout the blogging world, even in completely opposite blogs and sites.
But then I think, “Why did I want to get out of debt in the first place?” It wasn’t so I could have a life full of guilt! It was so I could have freedom! So I could have autonomy. So I could do fun stuff without the guilt of over-spending and getting into even more debt. So I didn’t have to have that cyclical remorse anymore.
More than anything I got out of debt so that I could have a good life. Now, without the debt hanging over my head and grabbing mega chunks of my paycheck every month there actually is more money for fun stuff and not the pretend credit money that I used to have and rely on.
Having a good, fun, nice, happy, autonomous life was the point, and continues to be the point for me with getting and staying out of debt. I want to be able to travel, buy new clothes, and live in a nice house if I want.
What’s the point of going to work everyday, working hard to get yourself out of debt, working hard to keep yourself out of debt, being diligent day-in and day-out if you can’t enjoy yourself once in awhile? If you can’t reap the benefits?
Life is about learning, and growing, and enjoying (and probably some other stuff). It’s not about work, work, work.
Set your priorities, set your goals, achieve your goals, live the life you want and don’t be bound to the crap you don’t need to be thinking about anymore (debt).
What kind of life do you REALLY want to live? What’s your biggest motivator to get out of debt?
P.S. Ready to get out of debt ASAP? Check out the Spending Fast Bootcamp! SpendingFastBootcamp.com