The Year of the Hustle – A Spending Diet Update

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This is a post by Melanie who has been doing a Spending Diet since July 1, 2014.  Follow select Spending Fasters/Spending Dieters here. – Anna

I’m over halfway through my Spending Diet! At this point, I’d love to tell you all how wonderful it feels to have saved $7,600, but January had me in a slump. I managed to save my goal of $1,000, but I got paid early in December and I kept thinking I had more money than I actually did.

For some reason I also schedule all my doctor, dentist and my dog’s vet appointments for the beginning of the year. I don’t know why I do that, they all seem to just fall on the same month. I’m so lucky to have insurance, but a $30 dollar doctor’s appointment, a $50 dentist appointment for my husband and myself and a $235 vet appointment adds up quickly. And although I was bummed to spend over $300 on preventative care, I know that preventative care is just that–preventative and may help me save on medical care in the long run.

This month I also went back to having just one full-time gig. I had taken on teaching a course in the fall at the community college where I work and I had earned a bit of extra money each month for it. I really enjoyed empowering my class with my infinite wisdom (ha!), but the stipend was very low and I am currently planning a conference at my full time gig. I just didn’t feel I had the time or sanity to take on both. With the stress that comes with planning a large-scale event, I’m also preemptively worried that when things get too stressful, I’ll spend, spend, spend. I’m hoping these past 7 months have taught me that the thrill of seeing a bigger number in my bank account is better than the thrill of any stressed-out sushi lunch.

Because I always take on more than I can handle, and because I’m missing my small teaching stipend, I recently agreed to be a project at work that (fingers crossed) will provide me with a bit more money and can be done from home. Although I was hoping 2015 would be the year of less stress, it’s looking like 2015 will be the year of the hustle. I’d love to surpass my ultimate savings goal of $12,000 and show my bank account who’s boss.

 

How are your savings shaping up this year? Let me know in the comments! -Melanie

 

Melanie’s Spending Diet Savings Stats:

Started the Spending Diet: July 1, 1014

Month 7 Savings: $1,000

Savings to date: $7,600

 

P.S. The Perfectionism Curse

P.S. Ready to get out of debt ASAP? Check out the Spending Fast Bootcamp!

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  1. Katie

    Glad to read that there are others out there chipping away day to day like I am, and when things come up, sometimes it is what it is. This month marks the beginning of my car payments (wooooooo……) and I feel the stress. I also feel the hustle! I work a full-time and part-time job. I am able to pay more than the minimum on my loan payments each month, but when I still fall short of interest the bottom line can look mighty discouraging :/

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