Spending Diet- Month 4 Complete!

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The totals are in from Month 4 of the Spending Diet.

It wasn’t too shabby. Not too shabby at all.

April 2011 Savings: $1,243.37!

whoooooo

The disbursement break-down:

$ 512.87 put right into savings account

$ 730.50 from tax return- also put right into savings

(See the Total Savings from the tippy top start on January 1st 2010 to today right here.)

While I’m super excited about the savings that I made this month I can’t help feel like I can still do better. I keep thinking about how I didn’t spend money for an entire year on anything but “needs” so now whenever I go over my monthly “non-need” limit of $100 that I gave myself at the beginning of the Spending Diet I can’t help but feel like I didn’t quite do my best.

Maybe that sounds weird.

It feels weird to say that.

Like, how can I possibly not be happy enough with THAT kind of savings!? In a way it feels like my savings expectations are now insatiable! … like my spending and shopping once was.

(It’s SO weird to have that reversed)

April is a notoriously spend-y month for me. Last April I managed to save only $30.93 dollars! nuts.

The thing that keeps coming up in my life is the whole “Balance” thing and how I’m no good at all. Really, I’m really-really-super-super-super-no good at it. Before, I was bad at keeping money IN my pockets and now all I want to do is save more and more and more and what I DO save isn’t good enough for me (because it’s not the goal of only spending $100 on non-needs and therefore not “perfect”).

That’s freakin’ whack, right?

I know huh.

I feel kind of like a mess and I think some good ol’ fashioned balance might help.

Oh, Balance! You unwieldy beast.

What are your tips for keeping balanced? How do you keep things in perspective?

Also, I think it’s important to note that despite not feeling like I’m nailing the Spending Diet perfectly that it’s about making progress. It’s about making those choices every day to decide to keep going forward despite set-backs and it’s about realizing that those little choices WILL and DO add up over time and it’s about sticking with it.

It’s all about the stick-to-it-tive-ness.

P.S. Ready to get out of debt ASAP? Check out the Spending Fast Bootcamp! SpendingFastBootcamp.com

5 comments

5 thoughts on “Spending Diet- Month 4 Complete!

  1. laura

    I face a constant battle of extremes…and I'm not sure how to overcome it. Everytime I spend money I think how it could be used towards the mortgage. But, we do need to have a little fun in our lives….

  2. Stephanie

    I know what you mean. A couple years ago I went gung-ho and paid off my credit card and even got on the Suze Orman Show. And now I have a credit card balance again. It's not as big as before, and I'm much better about telling myself "no" now, but having it makes me feel guilty for buying an $8 lunch because I know I have a credit card to pay off. Even though I'm still making progress on it. I was explaining this to my dad once, and he was all, "Will you stop it? You're on a roll." Sometimes I have to remind myself of that.

  3. Brenda

    It's important to remember how far you've come from being deep in debt to being debt free and actually able to save something. You don't have to make up for the years of not saving overnight. Keep at it and be gentle with yourself. Think about where you were two years ago and take a deep breath!

  4. Aubrey

    Think we have to look at life holistically, like what you were saying with progress. Your life isn't a snapshot, if you spent money one day, you may not spend it the next. We can't keep judging ourselves based solely on what we did five minutes ago. I think that saving, or losing weight, or learning some challenging, or what have you, can only be accomplished if you're okay with who you are whether you achieve this goal or not. Of course meeting our goals helps loads with our self-image, but if we start defining ourselves based on how close or far we are from our goals, every decision is drowned in anxiety.

    That was a bit psychoanalytical, but hey, I was a psych major. I gotta get my kicks out somewhere.

  5. Nikki

    What I have read through of your blog, I have enjoyed. Thank you for sharing. I even up our small savings investment every month by $100 bucks to make it $250. Sadly it never feels like I am saving enough. My husband and I both invest 15% of our paychecks into company 401K every check. My grocery bill is around $800 a month for a family of three, soon to be four, which will probably make it $1000 a month. I have tried to make it cheaper, but to eat healthy and accommodate my husband's limited eating needs makes things more expensive. And things are much more expensive up here where I live in Juneau, AK. Thank you for sharing and try not to doubt yourself to much because you are doing a good job!

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