Oh my goodness. We just got our tax refund and I put my whole ½ towards my debt.
For the past 2 years (at least) I would vow that when I got my tax refund I would put it right towards my debt. And. Big surprise here. Guess what never happened? I never did that because that was basically like letting my money just vanish right in front of me and I wouldn’t have anything to show for it so, obviously, I didn’t like that idea. I wanted those new clothes and the Etsy goodies.
Now, I’m realizing that to get this debt paid off I have to want to be out of debt more than I want to have daily life convenience. It’s been hard realizing that. I also found it surprising satisfying to click that money right over to the credit card debt. It’s nice to get a larger payment towards the debt and it’s really nice to see some actual progress being made.