Setting Goals

setting goals

“Setting goals is the first step in turning the invisible into the visible.” – Tony Robbins

While on the Spending Fast I had a goal to save $15,000. I didn’t quite make that goal, but having a tall bar to reach for motivated me to save, save, save. Goals help us to visualize the intangible. Goals help us to make things that seem impossible, possible.

Do you have a lofty savings goal? Let’s hear it in the comments!

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8 thoughts on “Setting Goals

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  1. Jane

    I agree that goals are useful, but to really be effective they must be realistic and positively worded to increase motivation. They should also have smaller milestone goals to prevent becoming discouraged. Objectives are specific steps to take to help work towards these goals. Apologies for letting my decades of being a therapist creep in here…


    1. Melanie Gnau Post author

      I agree that small goals along the way are important. (I.E. making S.M.A.R.T. goals) But as someone who is detail-oriented, having a tall bar to reach for really helped me to see the big picture of how my savings could add up!

  2. Jane

    Hi Melanie–

    Well said. The big and small pictures are both important. I do find that if there is a mismatch between the two, some reassessment and adjustment may be needed.

  3. Heather @ SimplySave

    Right now my goal is to max out my Roth IRA this year. It will be tough since I lost my job this summer and had to put my retirement savings on hold. I think I can do it, but will need to trim my budget a bit since I need to contribute over $1,200 a month if I want to max it out. I think I can do it though!


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