“You must take personal responsibility. You cannot change the circumstances, the seasons, or the wind, but you can change yourself.” -Jim Rohn
The hardest change happens within ourselves. It’s easy to get stuck in our ways. It’s easy to get into the habit of spending above our means. But we can change. We can turn over a new leaf. We can pay off our debt and start saving. We can start today.
How are you taking personal responsibility? Let’s talk in the comments!