Did It

hot pink chairs

Awhile back I wrote about Debtors Anonymous in this post. I’ve been quite curious about it for awhile now. Well, since I wrote that post it’s been in the back of my mind. I think since the Spending Fast is coming to a close rather fast now I’m getting more worried about what my financial future holds. It’s not like I think I’m going to become possessed with some wild rage and urge to go into a shopping explosion frenzy but I don’t know, maybe I’m nervous for nothing. Maybe, I’m getting in a tizzy just because I don’t quite know what to expect. I mean, really, I’ve never been in this situation before so it’s a bit strange. I’m trying to be on guard and educate myself and stuff so that I can be prepared for real life spending again in 2011.

I’ve been listening to a lot of Suze Orman’s free video podcasts and finishing up some financial books that have been checked out from the library for FAR TOO LONG and generally trying to get prepped up for my Spending Diet. For some reason, the Spending Diet is scarier to me than the Spending Fast. It’s scarier since I’ll have discretion again. I’ve said this before but I’m worried I’ll get into debt again. It’s easier for me to “cut myself off” than to be able to spend. AhhhhhhhHHHHH!! I’m just freaking out for nothing. I’ve got to chill out. I mean, I did this for almost an ENTIRE YEAR! I can be on a SPENDING DIET! I CAN DO THIS! I’VE GOT TO FREAKING BELIEVE IN MYSELF ALREADY. Snap out of it girl! Get yourself together!

All that to say that I looked up a Debtors Anonymous meeting and actually went to it. Maybe I shouldn’t say I went to it because of the, you know, anonymous part. But, I think it’s okay since I don’t officially identify myself as a member and also because maybe me talking about it might help someone. I don’t know, maybe not. Either way, I just wanted to tell you I went and it was interesting. I have a friend who HATES it whenever I say something is interesting because she thinks that means that I think it sucks or that I’m trying to not say what I mean. The reality is that I truly DID think it was interesting. It was interesting to hear people’s stories about their spending and shopping and that they were so open and honest about it all. And it was quite weird to be able to relate to some of it… quite a bit more of it than I’d like to, to tell you the truth. They talked about getting their financial lives in order and about record keeping and managing money and about how much their lives had changed and it was really very hopeful and encouraging.

5 comments

5 thoughts on “Did It

  1. Brenda

    I thought I would share with you my families story. We paid off $75,000 of debt and saved 6 months worth of expenditures. We are now looking at getting our mortgage paid off in 5 to 7 years (roughly $128,000). The only way we are able to do this is by creating a budget each month and sticking to it. I assume that you started creating a budget when you started your spending fast. DON'T give that up!!! We have found that we enjoy our fun a lot more by KNOWING that we are not spending our mortgage on the movies! If you haven't done so already, I recommend that you check out Dave Ramsey and his Financial Peace University. He has created a VERY easy step by step way for everyone to reach financial freedom, and you only have to pay around $100 if you take the class through a local church. You only pay once, and you can take the class again and again as needed. Not only that, but you have access to online resources and lessons as well. I wish you all of God's strength and grace to stay financially free!

  2. marianney

    have you thought about either cutting up your credit cards or closing those accounts?

    I like Brenda's advice about creating and sticking to a budget. but don't call it a budget because it feels very restrictive. i think you might have mentioned this yourself in a post (was that you or someone else?) Anyway, call it a spending plan. Really sit down and define 5-6 things you truly value in your life and then align your spending plan to coincide with those values. I wrote a little bit about that here if you care to check it out:
    http://www.alifesetfree.com/finances/budget-not-always-best-way-to-manage-money

  3. Anna

    Hi Brenda, Budgeting is one of the things I have tried pre-spending fast. I didn't have much luck with it. I've heard a lot of talk about Dave Ramsey and may check out some of his info. Like all the financial info I've been soaking in I'll "take what works and leave the rest".

    Hi Marianney, Excited to see your blog! I'll be reading along!

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