Budgeting: Is There an App for That?

Budgeting - Is There an App for That | AndThenWeSaved.com

Hey Anna,

I first discovered your blog years ago, and after feeling overwhelmed by the need to do a better job of saving for the future, I’ve circled back around. Anyways, I was wondering if you or any of your readers had any suggestions for mobile phone apps to track spending on wants for the Spending Diet. It seems most apps I’m finding are more about an overall budget and tracking ALL THE THINGS, when I would love a simple way to have a quick look at just wants spending for the month. Any input would be appreciated. Thanks!

Anything to make budgeting easier!

Need Help Tracking My Wants

 

 

Hi NHTMW,

You know, to tell you the truth, I haven’t heard of an app that does what you’re asking an app to do. When I was doing my Spending Diet, I would use a paper check register from the bank and I would track my wants expenses on a piece of paper. However, I suppose that could also be done easily in the notes section of your phone, too. :) Sorry that’s not much help! Lmk if you find a good electronic solution! :)

Best of luck with your budgeting!

 

Anna

 

How do you track your Wants while on the Spending Fast/Spending Diet? Does anyone know of any free or low-cost apps that do what the reader is asking?

If you’d like me to answer a question for you here on the blog send me an email with your question to: hello@andthenwesaved.com. In the subject line please write: Reader Question. I’ll change all identifying info so no one will know it’s you but me and you. I most likely won’t be able to answer every single question but I’ll try to let you know ASAP if your question will be getting selected for inclusion in a post.

P.S. Ready to get out of debt ASAP? Check out the Spending Fast Bootcamp!

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10 thoughts on “Budgeting: Is There an App for That?

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  1. Andrea

    I use YNAB (You Need a Budget) to budget and track my expenses. While I track ever.single.thing, I have different categories set up for wants vs needs. Under my ‘wants’ category I have things like clothes, eating out, books, travel, etc. I know exactly how much money I’ve set aside to spend for each and exactly how much I’ve already spent. I’ve found it extremely helpful!

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  2. Karen

    Mint.com! You can budget for everything or only the wants. You can set up your own categories- I have “Karen Spending” set up for my “wants” and “Hubby Spending” set up for his. You need to go in and categorize things so they show up in the right section of budget, but once they do its nice pie charts and graphs showing spending.

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  3. Lizzie

    I second the recommendation of YNAB! You have to buy the software which is $60 (although there’s a free trial and YNAB is free for students) and the app is free. Makes it so easy to plan how your money will be spent and make adjustments along the way.

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  4. Adrian Williams

    YNAB is my favorite!!! Different strokes for different folks but this app is for me. Calculations are fast, making adjustments are easy, and I actually find it fun. I like to check YNAB just to see how good I’m doing with tracking every single dollar!

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  5. Brittany

    I LOVE “Left to Spend”!!!! It’s the SIMPLEST app for spending ever! For the Spending Diet, divide your $100/month into the days of the month (usually 30), and that’s your “Daily Allowance”. Left to Spend automatically adds that daily allowance and you type in amounts that you spend. The only thing i don’t love is that it’s not free, but for me it was TOTALLY worth it!

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  6. Amelia

    I have been using envelopes for some time, I tried YNAB and Mint and found that I didn’t want spend money and didn’t have the same control over my categories.

    If you just wanted to calculate your wants you could easily choose categories when creating your budget in envelopes to do so. While maybe this would not be using it exactly as it was intended, by the sounds of it it could do what you want it to!

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  7. Melanie

    I use Bill Minder. You can create categories for wants & needs. You can see what goes out and can export to excel. I have been using this as my budgeting tool for over 12 months after finishing up with MyBudget (an Australian get out of debt assistance company). I believe it’s worth the money. I use it on android & Apple which has sync capabilities.

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  8. Amy

    Good Budget is great; you can create “envelopes” for anything you want. Put in purchases, and it scales the slider bar so you always know exactly how much you have left to spend in that category.

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  9. @sarahspy

    Additionally, I recommend keeping an Amazon Wish List of your actual wanted items… I’m always adding to mine in a “what would’ve been an impulse buy” type of way that kind of cures my shopping urge… and then, over time you can revisit the list to see which prices have dropped, if any. Every so often, when I DO have money to spend, I find it helpful to start on my wish list, see what items are on sale and which I really do still want/need.

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  10. Adrian Williams

    I 100% agree with the amazing wishlist strategy. It really really works for me. After a while, when I go back and look at it, I realized that I don’t want it as much as I did before…or I always know that these products aren’t going anywhere so I don’t have to rush to buy these items.

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