Correct Your Mistakes

Correct your mistakes |

“A man must be big enough to admit his mistakes, smart enough to profit from them, and strong enough to correct them.” -John C. Maxwell It’s hard to learn from your mistakes. It’s embarrassing and shameful and tiring. But learning from your mistakes is an essential part of life. Admit your mistakes. Don’t be ashamed. It feels good to admit…

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The Committee of Sleep

The Committee of sleep |

“It is a common experience that a problem difficult in the night is resolved in the morning after the committee of sleep has worked on it.” -John Steinbeck Sometimes at night my brain goes into overdrive. What should I have for breakfast? What do I need to do tomorrow? Did I switch out the laundry to the dryer? What am…


The Millennial Generation and Student Loan Debt

The Millennial Generation and Student Loan Debt |

  I was born smack-dab in the middle of what most people label the Millennial Generation. There are a ton of stereotypes about us, but the one I find to be the most accurate among my peers is we live for the moment. We might have a savings account, and some of us have a 401k, but it’s rare to…

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Patience is the Companion of Wisdom

Patience is the companion of wisdom |

“Patience is the companion of wisdom.” -Saint Augustine All good things take time. I think we all know this deep down, but it’s hard to remember. We don’t live in a patient society. We want change to happen right now. Right this instant! But be patient. Work hard. Good things will follow. How are you staying patient and strong? Talk…


July’s Collective Savings Totals are In!

July Collective Savings |

It’s that time of the month where we get to see how all the hard work we’ve been doing with the Spending Fast and Spending Diets have been paying off!  I’m happy to report we’re back on track with another GREAT month! Are you ready? In July, we saved an incredible $80,997.78! That brings our Collective Savings total to $2,707,071.36!  You…


Create The Capacity To Receive It

Create the capacity to receive it |

“Everything comes to us that belongs to us if we create the capacity to receive it.” -Rabindranath Tagore Sometimes creating capacity to receive things means carving out time in your day for you or creating a small space in your home to exercise, or write, or pay bills. Creating capacity is essential to help you achieve your goals. Things will…


5 Ways I Reduced My Spending to Pay Off Credit Card Debt Faster

5 Ways to Reduce Spending to Get Out of Credit Card Debt Faster

  Having lived in a bustling city, where you find you are required to pay for things left, right and center, using my credit card just felt like a natural impulse and a much easier way to get what I wanted faster. It basically felt like free money! However, after a while, I started dreading the delivery of my credit…


Renovating Like a Pro Without the Money Woes

Renovating Like a Pro Without the Money Woes |

A lot has been said about us millennials, and something else came up recently. A  survey released in May by Houzz & Home, a home remodeling and design platform, said more and more millennials, especially those who bought a house last year, are renovating their homes. The cost? An average of $26,200 to $33,800. However, says the drawback is the financial constraint home upgrades and renovations entail. They add that only one out of four millennials have basic financial literacy. I guess this all boils down to…


Run Over If You Just Sit There

Run over if you just sit there |

“Even if you’re on the right track, you’ll get run over if you just sit there.” -Will Rogers A reminder that you’re doing swell, just keep it up! Don’t stay complacent too long. How are you keeping on pace and keeping up with your goals? Chat with me in the comments. SaveSave

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Mandi’s Spending Fast Update: Overcoming Setbacks

Spending Fast Update: Overcoming Setbacks |

I officially finished the first month of my Spending Fast. Did I spend no money for an entire month? No, actually. When a friend I hadn’t seen in a while called me to ask if I wanted to get coffee in our local park, I said yes. I was too embarrassed to say no because I didn’t want to spend any money. However, instead of getting coffee…


Commitment is an Act, Not a Word

Commitment is an act, not a word |

“Commitment is an act, not a word.” -Jean-Paul Sartre Nobody cares about what you say you are going to do, people care about what you have done. Act on your goals, don’t just talk about them. Get up and crush those goals! How are you acting on your goals? Chat with me in the comments!


How Recognizing Patterns is Helping Me Avoid Future Debt

How Recognizing Patterns is Helping Me Avoid |

When I read “Get out of Debt” advice, I often get frustrated at its tone-deafness and overall uselessness. Telling people to give up daily Starbucks coffee or stop paying for cable packages is tired, outdated advice that ignores most people’s financial reality. I’ve never been able to afford $3 (or more) a day for coffee, and I don’t know anyone under forty who ever has paid for cable…