Spending Fast Story: Small Steps to Becoming Debt Free

Spending Fast Story: Small Steps to Becoming Debt Free | AndThenWeSaved.com

Hi, I’m Jess from Perth, Western Australia.  I had one big goal to complete this year as I was turning 30, and that was to become debt-free. In my 20s, I made stupid financial decisions that put me $27,000+ in debt. Last year, after finally having only $5,000 to go until my loan was paid off, I decided I would take steps to finally…

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It’s What You See

It's what you see | Andthenwesaved.com

“It’s not what you look at that matters, it’s what you see.” -Henry David Thoreau Your perception is everything. Maybe you, like me, don’t live in the nicest house in the nicest neighborhood. But when I look at my home, I see all the hard work that I’ve put into it. All the literal blood, sweat and tears. I see…

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Mandi’s Spending Fast Update: Traveling Back Home

Mandi's Spending Fast Update: Traveling Back Home | AndThenWeSaved.com

The first month of my Spending Fast involved a few unexpected spending speed bumps. The second month of my Spending Fast involves going on vacation. You can see the trend that is evolving here…  The first three weeks of July, I was at home in the UK wrapping up the UK school year, which ends later than it does in the US. It involved working long…

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Best Lessons

Best Lessons | Andthenwesaved.com

“Some of the best lessons we ever learn are learned from past mistakes. The error of the past is the wisdom and success of the future.” -Dale Turner Don’t be ashamed of your mistakes. Wear them as a badge of honor. Be up front about them. It’s empowering to admit your mistakes. You’re growing and learning. It’s not shameful to…

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Tackling Debt with a Spending Fast

Tackling Debt with a Spending Fast | AndThenWeSaved.com

Six years ago, I shared here about my journey out of $35,000 in credit card debt. That journey did, and still does, feel momentous, but the thing about a journey is that there’s always another place to go.   In 2011, I was okay with student loan debt and a hefty mortgage, but now, after having two more kids, I am no longer content with the status…

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Adjust the Action Steps

Adjust the action steps | Andthenwesaved.com

“When it is obvious that goals can’t be reached, don’t adjust the goals, adjust the action steps.” -Confucius Sometimes not meeting a goal isn’t your fault. Sometimes things happen that you could have never predicted. And that’s ok. The sooner you realize something isn’t working, the better, because you can adjust. Adjust quickly and strategically. You can still meet your…

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How Natalie Paid Off $30K of Student Loans in 2 Years Using a Spending Fast

Natalie's Spending Fast Story | AndThenWeSaved.com

I stumbled upon Anna’s blog (andthenwesaved.com) three and a half years ago when I was in my final semester of college. As I was looking for my first post-grad job, I was so discouraged by my potential income versus my mountain of debt. Although $30,000 was a pretty average amount of student loans, after I paid the first few minimum payments I realized just how long it…

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The Secret is Patience

The Secret is patience | Andthenwesaved.com

“Adopt the pace of nature. Her secret is patience.” -Ralph Waldo Emerson I’ve never been a patient person. Patience has always been difficult for me. But nothing good comes quickly. It takes time to save money. It takes effort every single day. And it takes time to achieve my goals. My new mantra is to be like nature. Her secret…

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How Darlene Paid Off Over $35K in 1 Year By Doing a Spending Fast

How Darlene Paid Off $35K in 1 Year By Doing a Spending Fast | AndThenWeSaved.com

I cannot believe it has been more than a year now since I picked up Anna’s book and decided we NEEDED to do a Spending Fast and, in addition, that we made it through almost a whole year of a Spending Fast.  It has been an interesting and enlightening year (to say the least), and without any further ado, here is where we landed:  Total Debt Paid off: $35,745 (SF…

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Correct Your Mistakes

Correct your mistakes | Andthenwesaved.com

“A man must be big enough to admit his mistakes, smart enough to profit from them, and strong enough to correct them.” -John C. Maxwell It’s hard to learn from your mistakes. It’s embarrassing and shameful and tiring. But learning from your mistakes is an essential part of life. Admit your mistakes. Don’t be ashamed. It feels good to admit…

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The Committee of Sleep

The Committee of sleep | Andthenwesaved.com

“It is a common experience that a problem difficult in the night is resolved in the morning after the committee of sleep has worked on it.” -John Steinbeck Sometimes at night my brain goes into overdrive. What should I have for breakfast? What do I need to do tomorrow? Did I switch out the laundry to the dryer? What am…

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The Millennial Generation and Student Loan Debt

The Millennial Generation and Student Loan Debt | AndThenWeSaved.com

  I was born smack-dab in the middle of what most people label the Millennial Generation. There are a ton of stereotypes about us, but the one I find to be the most accurate among my peers is we live for the moment. We might have a savings account, and some of us have a 401k, but it’s rare to…

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