Positive Anything is Better Than Negative Nothing

Positive anything is better than negative nothing

“Positive anything is better than negative nothing.” -Elbert Hubbard A positive outlook is the thing that will keep you going when times get tough. Even debt, when viewed with a positive outlook, can be seen as a blessing. When you get out of debt, you’ll have learned a valuable lesson, you’ll be stronger. You’ll be a fighter. You’ll know that…

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February’s Collective Savings Totals are In!

July Collective Savings | AndThenWeSaved.com

It’s that time of the month where we get to see how all the hard work we’ve been doing with the Spending Fast and Spending Diets have been paying off!  We had another incredible month!  Seriously, I’m constantly blown away! Are you ready for this?! In February, we saved an incredible $136,913.88! That brings our Collective Savings total to $2,276,125.44!  You guys…

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Frugality in Case of Emergency

Dark clouds rise over the New York Stock Exchange as the United States falls into another Great Depression. The unemployment rate has skyrocketed and fortunes have been lost. Soup kitchens are filled and Americans who once lived paycheck-to-paycheck are now without money or food. This paints an especially bleak scenario, but an economic crisis is not science fiction. Let us…

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The Joy Will Burn Out the Pain

The joy will burn out the pain

“Find a place inside where there’s joy, and the joy will burn out the pain.” -Joseph Campbell Being in debt can be emotionally painful. We can get down on ourselves, even when we’re making steps to get out. But even in the darkest times, there’s a bit of joy. And joy doesn’t cost a thing. Let that joy burn out…

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Sarah’s Spending Fast Update: Dancing with Debt

Hey guys! How are you doing? Are you still kicking ass and taking names? I feel like I’m S-L-O-W-L-Y making progress. As a dear friend told me, “Even if you’re moving one millimeter at a time, keep moving forward.” Since entering this new round, I feel like my debt opponent and I are just dancing around each other in the…

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Hope and Confidence

Hope and Confidence

“Optimism is the faith that leads to achievement. Nothing can be done without hope and confidence.” -Helen Keller I’m not a naturally optimistic person. I always think of the worst case scenario before the best case scenario. But lately I’ve been challenging myself to be more optimistic. And it’s given me hope, as well as confidence in myself and in…

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What I Learned from My Spending Fast

Like Anna encourages in her book, The Spenders Guide Debt-Free-Living, I have done several Spending Fasts to meet some life-changing financial goals. Recently, I did an entire no-spend summer to boost our family’s efforts to save for a down payment on a new home. (We’re still looking!) Each time I’ve done this exercise, I’ve learned something about myself and my…

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How Living Frugally Prepared Me For Success

Five years ago, I was flat broke. I just had graduated university, and somehow lucked out by falling right into a writing gig. At the time, I was beyond ecstatic, but in the years since I’ve come to realize exactly how underpaid I was. Still, I had an income that allowed me to work on a flexible schedule from home,…

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Create The Kind of Self

Create the Kind of Self

“Trust yourself. Create the kind of self that you will be happy to live with all your life. Make the most of yourself by fanning the tiny, inner sparks of possibility into flames of achievement.” -Golda Meir Trusting yourself can be difficult. I know It’s hard to trust myself on a trip to Target! But I also know that I…

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Darlene’s Spending Fast Update: Putting the Puzzle Pieces Together

I can’t believe it, but we officially have made it through four months of our Spending Fast. And guess what? I am not alone and friendless after saying “no” to outings, the world didn’t implode after sending an e-Christmas card (that’s right, I did it), my house isn’t upside-down without a cleaning lady (well, definitely a bit dirtier, let’s be…

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A Tough Lesson

A Tough Lesson

“Patience is a virtue, and I’m learning patience. It’s a tough lesson.” -Elon Musk Patience can be the toughest lesson. We want to get out of debt RIGHT NOW! And we want to save money RIGHT NOW! But there’s value in working and waiting for our patience to pay off. It’s a tough lesson, but we can be patient. Good…

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