Before You Have Earned It

Before you have earned it

“Never spend your money before you have earned it.” -Thomas Jefferson With a regular 9-5 job and direct deposits into online bank accounts, it’s easy to become detached to money. Numbers on a screen don’t always seem real. We work hard and do our jobs, but it can be hard to see how we truly earned our money. When I…

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Sarah’s Spending Fast Update: Ending Year One with a Bang

Spending Fast Update: Ending Year One with a Bang | AndThenWeSaved.com

Woo-hoo! I made it one year! Blow the horns, pop the champagne and set off the fireworks! Let’s dive right in and see how I did: Credit Cards/Personal: $0! (down from $4,998.93) Medical: $1,001.36 (down from $4,521.62) Student Loans: $24,182.89 (down from $26,000.56) Bringing my GRAND TOTAL to $10,336.86!!! WHAT?! Are you frickin’ kidding me?! I paid off more than…

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Multiplying Our Cares

Multiplying our cares

“We go on multiplying our conveniences only to multiply our cares. We increase our possessions only to the enlargement of our anxieties.” -Anna C. Brackett What we often don’t think about when we add stuff to our lives is the weight that stuff carries– physical and mental. When we add things, even when things seem like a convince, we also…

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May’s Collective Savings Totals are In!

July Collective Savings | AndThenWeSaved.com

It’s that time of the month where we get to see how all the hard work we’ve been doing with the Spending Fast and Spending Diets have been paying off!  We had another great month!  Seriously, I’m constantly blown away! Are you ready? In May, we saved an incredible $67,190.48! That brings our Collective Savings total to $2,597,040.87!  You guys are killing…

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Rachel’s Spending Fast Story: Swimming Out of Debt

Rachel's Spending Fast Story: Swimming Out of Debt

I’m an all-or-nothing person, but until I read Anna’s book, The Spender’s Guide to Debt-Free Living, it never sank in that perhaps I should try that approach toward my debt. I’d reached a point where my debt was piling up over my head and beyond. I couldn’t always make minimum payments with my part-time paycheck. I felt embarrassed every time…

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Know What And Why

Know what and why

“Know what you own and know why you own it.” -Peter Lynch Lately I’ve been doing a bit of spring cleaning. And even though I live in a small house and I try to be a minimalist, I still keep discovering stuff that I didn’t know I had and I have no idea why I own it. But getting rid…

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3 Cheap Ways to Practice Self-Care

3 Cheap Ways to Practice Self-Care

When starting out on a Spending Fast, so many of us assume that we must focus solely on paying off debt. While there is some truth to that, it doesn’t mean we should forget ourselves altogether.  No spending shouldn’t equal no fun. “But I don’t have money to go out anymore,” you protest. Who said anything about going out? These…

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Happy to Hold

Happy to Hold

“Only buy something that you’d be happy to hold if the market shuts down for ten years.” -Warren Buffett Warren Buffett was probably talking about stocks when he made this statement, but lately I’ve been thinking about this sentiment in terms of physical stuff too. I recently bought a new home and it’s been a big fixer-upper. And although I…

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4 Inexpensive Ways to Improve Your Home’s Curb Appeal

Have you ever sold your home before? If you haven’t I’d like to let you know that it is stressful. I’m sure other people have handled it better, but I was a nervous wreck. I remember waiting inside my hallway listening to the bids from the auction outside. All I could think was ’What if we don’t get the price…

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Enough Is Too Little

Enough is too little

“Nothing is enough for the man to whom enough is too little.” -Epicurus This is one of those quotes that I had to read a couple of times to truly understand. Not only because it sounds like something Yoda would say, but because it’s such a powerful statement. Each day, I almost instinctively tell myself that I need more money,…

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Sarah’s Spending Fast Update: Springing Into a Spending Fast

Sarah’s Spending Fast Update: Springing Into a Spending Fast | AndThenWeSaved.com

Ahh…Spring is in the air! It’s the PERFECT time of year to open your windows and let the fresh breeze and the sunshine in! It’s also the perfect time to redo your budget and attack debt head-on! The winter holidays are over and it’s not quite swimsuit or vacation time. In my experience, this is the time when I get…

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What You Can Do Without

What you can do without

“Progress is discovering what you can do without.” -Marty Rubin It’s always surprising to me how much lighter I feel when I get rid of things, both physically and emotionally. Even though I often fight it, it feels so much better to learn what I can do without. How are you discovering what you can do without? Talk to me…

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