Mandi’s Spending Fast Update: Overcoming Setbacks

Spending Fast Update: Overcoming Setbacks | AndThenWeSaved.com

I officially finished the first month of my Spending Fast. Did I spend no money for an entire month? No, actually. When a friend I hadn’t seen in a while called me to ask if I wanted to get coffee in our local park, I said yes. I was too embarrassed to say no because I didn’t want to spend any money. However, instead of getting coffee…

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Commitment is an Act, Not a Word

Commitment is an act, not a word | Andthenwesaved.com

“Commitment is an act, not a word.” -Jean-Paul Sartre Nobody cares about what you say you are going to do, people care about what you have done. Act on your goals, don’t just talk about them. Get up and crush those goals! How are you acting on your goals? Chat with me in the comments!

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How Recognizing Patterns is Helping Me Avoid Future Debt

How Recognizing Patterns is Helping Me Avoid | AndThenWeSaved.com

When I read “Get out of Debt” advice, I often get frustrated at its tone-deafness and overall uselessness. Telling people to give up daily Starbucks coffee or stop paying for cable packages is tired, outdated advice that ignores most people’s financial reality. I’ve never been able to afford $3 (or more) a day for coffee, and I don’t know anyone under forty who ever has paid for cable…

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How I Saved $100K in 3 Years

How I Saved $100K in 3 Years | AndThenWeSaved.com

Right after I graduated from college, I got a job with a starting salary of $54,000, which was more like $40,000 after taxes. A little more than three years later, I had saved $100,000.  I had never made that much money in my life. Not too long after I started working, I discovered personal finance bloggers, including Anna. She just was beginning her Spending Fast and I was totally motivated to see how much I could…

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June’s Collective Savings Totals are In!

June Collective Savings | AndThenWeSaved.com

  It’s that time of the month where we get to see how all the hard work we’ve been doing with the Spending Fast and Spending Diets have been paying off!  We had another great month!  Seriously, I’m constantly blown away! Are you ready? In June, we saved $29,032.71!  Not as much as past months, but still incredible progress! That brings…

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A Curator, Rather Than a Consumer

A curator, rather than a consumer

“Think of yourself as a curator, rather than a consumer.” -Christine Koh We’re told each and every day to consume, consume, consume! We NEED those new boots and that trip to the Bahamas and that new, shorter hairdo. But instead of mindlessly consuming, we need to have a vision for our lives and stick with that vision ruthlessly. Is your…

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Real-Life Spending Faster: Mandi

Real-Life Spending Faster: Mandi | AndThenWeSaved.com

Hi, my name is Mandi and I’m a repeat Spending Faster. Let me explain: I’m originally from Nashville, TN, but moved to the UK in December 2011 to be with my British husband, Terry, after five years of international dating. During those five years, I had graduated from college with $50,000 in student loans. I also had paid for one heck of a lot of plane trips on…

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The Heart Makes a Man Rich

The Heart Makes a Man Rich

“It is the heart that makes a man rich. He is rich according to what he is, not according to what he has.” -Henry Ward Beecher Money is important, there’s no denying that. But it’s not the most important thing. Being a good person and having a big heart will always be more important than the money in your bank…

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Why We Sold Our Forever Home After Only 6 Months

Why We Sold Our Forever Home After Only 6 Months | AndThenWeSaved.com

Almost exactly one year ago, we bought our dream house. It was a 2,700-square-foot Spanish mission-style house with two master suites, a fireplace in the kitchen and a 1,200-square-foot courtyard in the middle of the house. We bought the house for an incredible price and we renovated every square foot–from the glitter popcorn ceiling to the yellow, vinyl, floral-printed floor. But as we…

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Command Our Wealth

Command our wealth

“If we command our wealth, we shall be rich and free. If our wealth commands us, we are poor indeed.” -Edmund Burke I used to rarely check my bank account. The number was always lower than I wanted it to be and I wanted to avoid the pain of disappointment. But by not knowing how much money was coming in…

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How Saying “No” is Really Saying “Yes”

How Saying No is Really Saying Yes

In 2013, I completed my English degree. Up to this point, I had been living in the typical fairyland of student loans and credit card debt that I never bothered to check. As my years in school rolled on, I became the queen of “If my credit card is letting me buy this, I must be fine.” I didn’t even…

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How to Drastically Improve Your Life with Minimalism

How to Drastically Improve Your Life with Minimalism

Steve Jobs didn’t have an impressive sense of fashion, did he? We kept seeing him in the same type of clothes, day after day. Maybe he chose minimalism because he wanted his company’s products to be the focus of attention. Maybe he did it for the same reason why many other successful people choose to stick to simplicity: decision fatigue….

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