How to Pay Off a 30-Year Mortgage in 15 Years

30-Year Mortgage Paid in 15 Years: Here's How to Do It

This is the key to paying off your mortgage early! If you are a first time home buyer and wondering what type of mortgage you should choose, ideally, you want a 15 year fixed rate mortgage over a 30 year one. The payments are higher, so you need to make sure you can handle the monthly costs. Your target should…


How to Get Out of Debt: 7 Tips That (REALLY!) Work

How to Get Out of Debt: Seven Tips that Really Work

How to Get Out of Debt Fast You can get out of debt! I’m so glad you have found this page because I am going to help you finally free yourself from the financial burden of too much debt. I know what it’s like because I have been there myself. Getting out of debt does not have to be a…


The Truth About Debt Consolidation

Debt Consolidation: Everything You Need to Know

FAQ’s About What Debt Consolidation is REALLY All About When you are bogged down by debt and feel like there is know what out, debt consolidation might seem like the answer to your problem. Debt management companies may very convincingly sell you on the idea, but really it’s just another loan. And as anyone with debt knows, loans do not…


How to Get Out of Debt Fast with 4 Steps!

Get Out of Debt Fast Using These Four Easy Steps

Become Debt (and Stress!) Free in 4 Steps! Getting out of debt may seem like a long painful process that requires a lot of hard work and determination. Okay, so maybe it is. But it doesn’t have to be that long of a process. There’s no doubt that you will have to make some sacrifices in order to get free…


5 Side Gigs You Can Do While Social Distancing

Pandemic Side Gigs You Can Do During Lockdowns

Since we’re all living through a pandemic, it’s not the most opportune time to get a side gig that would require you to leave your home. You will be happy to know that getting a pandemic side gig is easier than you might think! There are plenty of side gigs that introverts have been taking advantage of for years and…


Ways to Get Extra Money to Pay Off Debt

Ways to Get Extra Money to Pay Off Debt

How to Make Extra Money When you’re in debt, the idea of extra money is both enticing and a bit of a joke. How nice it would be to have “extra” money, right? Of course, any extra you make would only go into the debt you owe. It feels hopeless and pointless. I get it. But let’s look at that…


How to Get All the Unemployment Benefits You’re Entitled To

How to get all the unemployment benefits you're entitled to

In 2020 all of us have sustained a variety of hardships. If you suffered a loss of employment, you may be entitled to some form of unemployment benefit. Here are the main forms of unemployment benefits you may be eligible for and how to claim them, What Is Unemployment Insurance? Unemployment Insurance pays you a benefit in the event that…


89+ Homesteading Resources For When You’re Stuck at Home

homesteading resources for when you're stuck at home

Over the years on And Then We Saved, we’ve written a huge range of articles and many are, of course, on the topic of saving money and getting out of debt super fast. Part of that includes living off what we already have at home. In this new, strange time of self-isolation, quarantine, and loss of income (for a large…


OVER 200+ FREE-ish Things to Do When You’re Stuck at Home

over 200 things to do when stuck at home

Self-Isolating? Quarantining? Feeling Stir-Crazy? Here’s a Massive List to Keep You Busy! My word! Things are nuts right now! I’m feeling stir-crazy and wanted to compile ALL the amazing resources I’ve come across when researching what to do when stuck at home! This list includes all sorts of great things to do from coding, baking, wildlife cams, yoga, meditation, science…


10 EASY Ways to Save Money On Your Cell Phone Bill

lower your cell phone bill

How I Cut Our Cell Phone Costs by OVER 80%! Saving money is often difficult to do. You have to learn better habits and it takes a lot of work and follow-through. It doesn’t help that saving money usually means giving something up. for those of us who love to spend, it’s even painful. It’s especially hard to acknowledge wants…


How the Debt Snowball Method Works (& Why a Debt Avalanche is Better!)

Snowball Method of Debt Management VS Avalanche Method

Debt Snowball Vs. Debt Avalanche! Getting out of debt is not fun, but it’s the only way to secure financial freedom. Imagine getting to keep all the income that isn’t taxed and put it away for a rainy day, or use however you like. If you have multiple balances to pay off, then you may be in a relentless and…


Easiest Food Budget Wins

easiest food budget wins

How to Save Money on the biggest expense of all: FOOD! When you’re trying to free up money anywhere you can, or buckle down on expenses, an easy target is food. The good news is that there are all kinds of way to save money on food! It seems like however far you go, there are always more ways to…