How to Pay Off a 30-Year Mortgage in 15 Years

30-Year Mortgage Paid in 15 Years: Here's How to Do It

This is the key to paying off your mortgage early! If you are a first time home buyer and wondering what type of mortgage you should choose, ideally, you want a 15 year fixed rate mortgage over a 30 year one. The payments are higher, so you need to make sure you can handle the monthly costs. Your target should…

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How to Get Out of Debt: 7 Tips That (REALLY!) Work

How to Get Out of Debt: Seven Tips that Really Work

How to Get Out of Debt Fast You can get out of debt! I’m so glad you have found this page because I am going to help you finally free yourself from the financial burden of too much debt. I know what it’s like because I have been there myself. Getting out of debt does not have to be a…

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The Truth About Debt Consolidation

Debt Consolidation: Everything You Need to Know

FAQ’s About What Debt Consolidation is REALLY All About When you are bogged down by debt and feel like there is know what out, debt consolidation might seem like the answer to your problem. Debt management companies may very convincingly sell you on the idea, but really it’s just another loan. And as anyone with debt knows, loans do not…

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How to Get Out of Debt Fast with 4 Steps!

Get Out of Debt Fast Using These Four Easy Steps

Become Debt (and Stress!) Free in 4 Steps! Getting out of debt may seem like a long painful process that requires a lot of hard work and determination. Okay, so maybe it is. But it doesn’t have to be that long of a process. There’s no doubt that you will have to make some sacrifices in order to get free…

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Ways to Get Extra Money to Pay Off Debt

Ways to Get Extra Money to Pay Off Debt

How to Make Extra Money When you’re in debt, the idea of extra money is both enticing and a bit of a joke. How nice it would be to have “extra” money, right? Of course, any extra you make would only go into the debt you owe. It feels hopeless and pointless. I get it. But let’s look at that…

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89+ Homesteading Resources For When You’re Stuck at Home

homesteading resources for when you're stuck at home

Over the years on And Then We Saved, we’ve written a huge range of articles and many are, of course, on the topic of saving money and getting out of debt super fast. Part of that includes living off what we already have at home. In this new, strange time of self-isolation, quarantine, and loss of income (for a large…

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OVER 200+ FREE-ish Things to Do When You’re Stuck at Home

over 200 things to do when stuck at home

Self-Isolating? Quarantining? Feeling Stir-Crazy? Here’s a Massive List to Keep You Busy! My word! Things are nuts right now! I’m feeling stir-crazy and wanted to compile ALL the amazing resources I’ve come across when researching what to do when stuck at home! This list includes all sorts of great things to do from coding, baking, wildlife cams, yoga, meditation, science…

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10 EASY Ways to Save Money On Your Cell Phone Bill

lower your cell phone bill

How I Cut Our Cell Phone Costs by OVER 80%! Saving money is often difficult to do. You have to learn better habits and it takes a lot of work and follow-through. It doesn’t help that saving money usually means giving something up. for those of us who love to spend, it’s even painful. It’s especially hard to acknowledge wants…

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How the Debt Snowball Method Works (& Why a Debt Avalanche is Better!)

Snowball Method of Debt Management VS Avalanche Method

Debt Snowball Vs. Debt Avalanche! Getting out of debt is not fun, but it’s the only way to secure financial freedom. Imagine getting to keep all the income that isn’t taxed and put it away for a rainy day, or use however you like. If you have multiple balances to pay off, then you may be in a relentless and…

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Easiest Food Budget Wins

easiest food budget wins

How to Save Money on the biggest expense of all: FOOD! When you’re trying to free up money anywhere you can, or buckle down on expenses, an easy target is food. The good news is that there are all kinds of way to save money on food! It seems like however far you go, there are always more ways to…

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37 Easy Ideas To Make Money On The Weekend

37 Ways To Make Money On the Weekend

Editor’s Note: This post has was originally published in February 2014 and has been updated as of December 2019. Pro tip: Be sure to get the Side Gig Master List with over 195+ Side Gig Ideas I think that we can all agree that making more money is a great idea. Finding the time to fit in a second job?…

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HOW TO VISIT LA LIKE A TOTAL CHEAPSKATE – Cheap Hotels in LA – Massive Guide!

Cheap Hotels in LA - A Cheapskate Guide to LA

Editor’s note: This post was originally published in May 2013 and has been updated as of December 2019. All prices were correct at the time of the original posting. Welcome to Los Angeles! This sprawling, laid-back, perpetually sunny metropolis is the most diverse city in the US, in more ways than one. Each neighborhood has its own topography and vibe,…

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