I’ve mentioned here before that my husband and I don’t have a joint personal account together. What I probably didn’t mention is why we don’t have one together.
When we first got together I was in the midst of my over-spending and over-shopping (though I didn’t see it that way then). I saw it as a “I work hard. I earn it. I’m gonna do what I want with it and enjoy myself” thing. My husband- Aaron- is one of those rare people who are actually calm with their money and don’t get all crazy and worked up about it when they have it. He doesn’t feel the need/urge to go spend all of it- like me- sometimes. He’s a natural saver and to say that we have had different spending habits would be a major understatement.
So, when he mentioned that he didn’t think we should get a joint personal account together when we got married I was dissapointed but also honestly, a little relieved because that meant I could still spend the way I wanted to and not be stifled. If we didn’t have a joint account then I wouldn’t have to “ask” if I could get something and I didn’t have to get anyone’s approval but my own. It was my hard-earned money after all. Though, I couldn’t help but think that we should be sharing money. I mean, that’s what married people do right?
Share money. Share things. Share. Share. Share.
I guess through the whole spending Spending Fast/Spending Diet journey (sorry- cheesy word) I actually convinced my husband that I can be responsible with money. The Spending Fast/Diet proved to help me in yet another area.
On Saturday my husband and I went and opened a joint personal account together! This is so shockingly rewarding. To me it means that he believes I’ve truly changed regarding money. It shows me that he trusts me with money and that he doesn’t think I’m going to go blow our paychecks on office supplies and trinkets.
We will primarily use the account to pay for bills and for other joint living things like toothpaste and toilet paper. I can’t help but see this as a major breakthrough. I feel like the changes I have been making for the 15 months are paying off in more ways then I ever thought possible.
My relationships are truly being changed because I’m getting my finances in order, and it’s a very cool thing. The little things have added up to a very big thing. Getting my debt paid off is changing my everyday life in ways I never would’ve imagined.
P.S. Ready to get out of debt ASAP? Check out the Spending Fast Bootcamp! SpendingFastBootcamp.com