Give It to Keep It

give what you got

I heard this really powerful saying the other day. So powerful that I felt compelled to go up to the lady and talk to her after she said it. She wrote it down for me so I wouldn’t forget it. She wrote it on a napkin; that napkin in the picture :)

“What I had, I spent. What I saved, I lost. What I gave, I have.”

I think that saying meant so much to me when I heard it because it showed me that while we talk so much the technical aspects of saving money and getting out of debt on this site that really what has become the most important piece of keeping myself out of debt, and to avoid having those bad money habits creep back into my life is to share the real and personal stuff about how I got out of debt.

What I learned throughout the years of the Spending Fast and Spending Diet is not mine to keep to myself, to hoard, to be selfish with. Sharing and giving what I know is what it’s all about. It’s also why I love it when you all tell me and the other readers what you know about saving money and getting out of debt in the comments and in the Community section. I know I don’t know it all, and I always, always learn so much from you all. Feeling sappy today for some reason… xo, anna

4 comments

in Motivation
May You Always…

may you always do what you are afraid to do

“May you always do what you are afraid to do.”

It takes a lot of guts to change your life… changing up your lifestyle and habits is not easy but you CAN do it. You can do hard things. Trust me. I know these things;).

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in Motivation
27 Secrets to Reaching Your Goals

ways to reach your goal

Setting out to achieve goals is no doubt, noble. If you want to get out of debt, eat out of your fridge every day, work out, or just be nicer to others you absolutely can but goals will not complete themselves without work on your end. In order to be successful at reaching your goals, you must put forth the effort and keep finding ways to remain motivated in your quest.

Here are 27 ways to help you achieve the goals you have set for yourself…

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9 comments

in Goals, How To
Your Habits are Making You Broke

breakfast burrito

Most the time I like to think that I’m immune to bad spending habits because of my success with the Spending Fast buuuuttt, turns out, I’m completely not immune to anything. Even though I’m not impervious to slipping back into my old ways one big side-effect of the Spending Fast is that I do recognize my bad habits a lot quicker, and that is totally worth something. Before where I might have gone oh, you know, like 6 months without balancing my checkbook it’s just not something that I would let happen these days. Now, on the worst of months I balance my checkbook just once a month (and by balance my checkbook I mean that I input all incoming and outgoing expenses into the Balance app on my phone, make sure things match up, that I know where my money is going, and that everything is as it should be).

I can recognize my bad habits faster and I’m no longer in denial (or completely oblivious) about them like I used to be. That’s growth and change; that’s a good thing.

So, I’ve got to admit something that happened recently (I find there is a lot of worth in stating what’s going on because it makes whatever might be troubling you lose it’s power- no matter what it might be).

I found myself really looking forward to these breakfast burritos that I can get at this little place on the way to work. They encourage calling ahead, thank you profusely when you do, and then you just go about your business, food in hand. They make the whole process so easy.

So naturally, I decided this was a super handy and delicious was to start the day.

I realized that for quite a few mornings in a row I was dropping over $5 at this place (I decided a small coffee was also a handy and delicious was to begin the day). I started to think about how much money this breakfast burrito habit of mine was going to add up to come months end and knew that I had to hurry up and cut it out already. A breakfast burrito here and there is just fine but every day? Totally expensive and unnecessary.

The calculations have been tabulated and at the rate I’m going I’m looking to spend approximately $341.25 this year on breakfast burritos alone. Uhhhh…

How I’m Breaking My Breakfast Burrito Habit (these will work for other habits too. Just adapt them to your situation)

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39 comments

in Do Without, Practical Solutions
  • Anna

    Hi, I'm Anna! I paid off close to 24k in debt in only 15 months & it completely changed my life! I want you to have a debt-free life too so here you'll be able to read all about: How to do a Spending Fast®, saving & making more money, DIY's, & a lot about living awesomely with less. Let's do this!

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