Frugality is not about being cheap; it’s more about being creative with your ideas in an effort to waste less money so you can pay off your debt or put more money into savings. The holidays are a super tricky time for many people who tend to feel like a Scrooge if they haven’t ransacked the department stores and spent hours wrapping gifts.
The old cliché ‘it’s the thought that counts’ should really ring true for more people. Rather than going broke trying to please people with expensive gifts, give gifts from the heart. While there are still costs involved and the projects may be more time-consuming (start early!), you can spend the holidays crafting treasures people will truly appreciate rather than spending too much on something else that could end up sitting unused in some random closet, or worse, get returned.
Worried that your homemade DIY holiday gift won’t be appreciated or liked? There is a way to do DIY holiday gifts right. Ask yourself these questions… Read More



















