Start in the upper left corner and then walk your way through the questions and answers to help put a “pause” between you and the purchase. Think it through and you’ll find yourself with less crap, less impulsive purchases and more money left to pay off debt.
It’s in black and white (to save money on color ink) and here is a version with 2- 5×7 cards on one 8×10 page so you can keep one at home by the computer for impulsive online purchases and one with you for possible purchases that come up while you’re on the go. Cut it out and you’re good to go.
8×10 Full Size PDF version


















7 Comments
Thank you so much for this list! I am trying to save money myself and your site has been SO helpful to me. I took the liberty of creating a flowchart on my tumblr, with you of course credited for it. This helped me kill some time and away from the lure of fashion/clothing websites.
http://collegestudentsavingmoney.tumblr.com/post/39080696130/http-www-andthenwesaved-com-worthy-or-not-the
The links are not loading. I open them in a new tab to print but nothing shows up on screen.
Hmm, on the mobile or normal site? Either way, I’ll look into it! Thanks for letting me know!
Thanks for this, it’ll come in handy, but is there a typed version somewhere? (even in the form of a draft you did before this one)
I find it really difficult to read the handwriting.
Thanks in advance :)
I had a problem reading it as well.
i’ll try to get a more readable version up before too long.
Hi there! I love your site and would like to download these but they don’t seem to be working :(