Sarah’s Spending Fast Update: Knocking Debt Out

Hey guys! What’s new with you? I’m starting to see the light at the end of the seasonal tunnel. Things won’t be in full swing for another month or so, but at least I’m over the hump. And for the first time, I’m not struggling as much as I usually am during this time. Sure, there are times when I’m freaking out, but I refuse to quit. I still have some fight left in me. :)

And here’s my latest jab:

  • Credit Cards/Personal: $0! Down from $4,998.93! Knocked that sucker out! Skadoosh!
  • Medical: $1,723 (down from $4,521.62)
  • Student Loans: $24,635.17 (down from $26,000.56)

This brings my total to $610.53. I must say, I’m pretty damn proud of myself. My hours have been significantly cut, yet SOMEHOW (by the grace of God) I’m still paying off this nonsense. All the hard work, the struggles, the “I’m sorry, I can’t”, the “Let’s eat whatever we can find in the house,” etc. is paying off. I’ve really tapped into minimalism (as I’ve mentioned before) and that really has helped. I don’t feel deprived when my friends go shopping. I’m perfectly content with what’s in my home. And my friends are AMAZING. Seriously, they’re the best. They’ve given me clothes, accessories, food, toys for my girls, on top of their love, support, kindness, and friendship. I’m not missing out at all. My heart and home are full. :)

My friends have asked me what I’m gonna do with all the “extra money” I have now that I paid off my car and other small loans. Umm, apply it to the next loan? My opponent is woozy and barely on his feet. Now is the time to strike him with a one-two combo and finish him!

My goal for March is to get my medical debt down to under $1,400. What’s your goal? We’re in this fight together! Let’s do this! :)

 

To see all of Sarah’s Spending Fast journey posts click on her name at the top of the post, and to follow all of the Spending Fasters click here.

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