I have something to admit. It felt weird to say last week: “I am now debt free.” It felt awesome- don’t get me wrong but also weird. I didn’t want it to seem like I was all “Oh, hey! LLookkk at me!! I’m DEBT FREE!” and, I especially didn’t want to make anyone feel worse about THEIR debt situation.
The Spending Fast, The Spending Diet and this very blog started just to try to get myself out of credit card debt. It all started as just a way to keep me accountable in my credit card debt elimination process. When this all started I had no readers. Zero. My mom didn’t even read it. She still doesn’t but that’s okay. She’s got her money so she’s happy.
I never ever thought that through this process I would ACTUALLY become debt free. That thought never crossed my mind. I thought I would die with my college loans. I thought I would MAYBE pay them off a little bit before I started getting a senior citizen discount but even that felt optimistic.
Living a debt-free life wasn’t a possibility for me. It’s wasn’t even remotely fathomable. Can not compute.
I thought those loans and that debt was as attached to me as much as my arms are.
They were there. They always would be. That was that.
1 year and 3 months ago I was $23,605.10 in debt and it feels a shit load better to be on this side of it.
I tell you all this to let you know that there is hope.
There is a way out of debt.
It can be done.
I was able to pay off my debt faster than I ever imagined possible. In a lot of ways it really feels like a miracle happened.