Don’t Give Up! You’ve Got This!

don't give up before the miracle happens

“Don’t give up before the miracle happens.” – Fannie Flagg

It’s easy to feel discouraged when things get tough through the getting out of debt process but I have to urge you to continue on. If you haven’t started your getting out of debt journey yet, believe that’s it IS possible to become debt-free.

Please, do not give up before you start. You deserve a debt-free life so let’s kick some debt-ass together and get on with some good living!

You’ve SO got this!

18 comments

in Motivation
Getting Others On Board With Your New “Spending Less” Lifestyle

tips on how to get others on board with a new "spending less" lifestyle

One reason people tend to overspend is due to the perceived peer pressure of others. Keeping up with the Jones’ is something many of us keep attempting despite a lack of funds. It’s easy to think, “If my friends and family are spending on fancy vacations then why can’t I?” These types of thoughts can create a vicious cycle that’ll give  you a life of debt, frustration, and even shame.

When you vow to spend less and save more, you are taking a good step in the right direction. However strong your commitment, it can still be difficult to deal with other people that may not really understand or accept your new commitment to money matters. Spending less will mean some aspects of your life will change and that can be difficult for some to deal with.

5 Ways to Get Others On Board With Your New “Spending Less” Lifestyle…

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9 comments

in Family & Relationships, How To, Paying Off Debt, Practical Solutions, Struggle
Are You Overpaying for Your Rent or Mortgage? Let’s See…

how much should your rent be

Housing takes up a substantial portion of every person’s salary. For most people, it’s hard to know when they have devoted too much money to the rent or mortgage. Have you ever wondered if you’re paying too much for your housing?

Use the second line of this percentage calculator to figure out what percentage of your monthly income is going towards your rent or mortgage. Got the number? Now let’s see how you stack up! (after the jump)

How Much Should You Really be Paying for Your Rent or Mortgage?… 

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56 comments

in Practical Solutions, Societal Pressures, Things To Do
  • Anna

    Hi, I'm Anna! I paid off close to 24k in debt in only 15 months & it completely changed my life! I want you to have a debt-free life too so here you'll be able to read all about: How to do a Spending Fast®, saving & making more money, DIY's, & a lot about living awesomely with less. Let's do this!

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