Thrifty Weekender / 02

imageToday Aaron and I are photographing our first wedding of the season so my sister came into town to watch the baby while we work. We’ve been having fun enjoying the cooler weather at the park and roaming around town. Oh, I love my sisters and brother so much! It’s so cool to have parallel lives with people and to share a history with them.

Let’s jump right in because it’s Thrifty Weekender time!

  • I’ve been known to eat my fair share of moldy bread and tortillas… I just pull off the green parts. Some people think this is super disgusting, and not healthy but I just can’t see not eating stuff just because it’s a little past it’s peak. This is a super helpful video to maximize those ever-expensive groceries.
  • Just like you can acquire physical fitness you can acquire emotional fitness too. Great info for getting the max out of everyday.
  • Gretchen Rubin (author of The Happiness Project) asks the question, “Are you an Over-Buyer or an Under Buyer?”  Take the quiz to find out which one you are. Or… maybe you’re neither? I used to be a MAJOR Over-Buyer, then I was an Under-Buyer and now I’m a Jussssst-Right Buyer. I had a Goldilocks experience and now I’ve finally found the perfect sweet spot.
  • Oh, I can so relate to #4.
  • Have you wondered about this too?
  • Filing this away for when I need it! Kind of like a personal trainer… but the internet-version. ;)
  • Would you take this much time to fold a bag even if it did save space?
  • An amazing DIY site where everything is made from dollar store stuff !!! Yes, my excitement CANNOT BE CONTAINED!

in Just For Fun, Thrifty Weekender
Save Money Without Thinking? Yep, Sign Me Up.

savedplus app

You know how when taxes are automatically pulled from your check it doesn’t really seem like you’re missing out on that money since you never saw it in the first place? Yeah, that’s kind of cool in a weird way because while paying taxes stinks because you can’t spend your money the way you want it IS nice that you don’t have to write out a check every two weeks to pay what you owe. This app, SavedPlus, works in a very similar way. Had I known about this app back when I wrote the post 16 Apps that Will Help Make Your Life More Efficient and Help You Save Money I definitely would’ve included this one in the list.

In a nutshell, this is how SavedPlus works:

  • Get the app on your phone (available on iOS, Android, or through the internet if you don’t have one of those devices).
  • Fill out all the info and set up your bank account.
  • Set your goal. Want to pay off your debt? (YES!), want to get money into an emergency account?, want to remodel your kitchen?, all those options are available (plus a ton more). You can even upload a picture of your goal for added motivation which I think is a cool touch.
  • Then, decide how much you would like to save (it defaults to 5% but I would do at least 10%, if you can).
  • When you make purchases your bank and the app basically have a chat and 10% (or whatever percentage you chose) gets automatically transferred from your checking account to your savings account. The app allows save money as you spend by working like a “self-tip”. The app transfers a percentage of every purchase to a destination account (goal) of your choice.

That’s it! You set it and forget it. Other stuff you should know about:

  • Luckily, the app developers are smart and built in an overdraft protector so if your balance falls below a certain amount a transfer won’t be initiated if the balance from the funding account (typically your checking account) is not sufficient.
  • In their latest release (currently available only on iPhone) you can now open up an FDIC insured IRA account with one click and start saving to it automatically.

Anything that helps to make saving easy and painless is a win in my book!

This is a sponsored post but as always, my opinions are my own. Thanks for supporting the companies that help to make this site possible! xo!


in Sponsored
Control Your Money, Control Your Mind 12 Tips

ways to feel more in control of your life

Money touches every. single. area. of life so it’s not super surprising that if your financial life is outta control the rest of your life will feel that way too. When I was in debt I ALWAYS felt like my life was unmanageable. I was constantly thinking thing’s like, “Why can’t I catch up?”, “Why do I feel SO overwhelmed?”, and “How come no matter what I do it just doesn’t seem to make a difference? AT ALL?!?!”

Some times were, of course, way worse than others, and in those really bad times, my thoughts would spiral out of control, running far too fast for me to handle. My money situation left me feeling anxious, worried, scared, depressed, and generally, really, really crappy.

So when you’re feeling all those super shitty things how the heck are you supposed to do what you so desperately need to do? You know, take some freaking positive action? What worked/works for me is to just put one foot in front of the other. That’s it.

While getting control of your life is a process there are some things you can do right away to help stomp out the flow of insanity and get things moving back in the right direction (rather than free-falling into the abyss). Oh, and guess what else?

When you control your money you control your mind.

12 Ways to Make You Feel More in Control of Your Life…

1. Prep for a New Day

Every day is a new beginning – a time to start anew. So be ready for it by preparing ahead of time. If you have to rush around first thing in the morning it can start things off terribly which can progressively make your day feel more out of your control. Each night before going to bed, set out your clothing, pack your lunch, prepare your coffee. Do whatever is necessary to make your morning smooth and un-rushed.

2. Gain Some Perspective

For centuries, people have utilized techniques like meditation and other exercises to clear the mind and gain some fresh perspective. Add a block of time to each day where you sit quietly, breathe deeply, and find your inner-self. You don’t need to sit in any certain position to meditate and you don’t even need to call it meditating. You can just plop your butt down and try to just be.

3. Write It Down

People often feel most out of control when they forget to do necessary things. With so much to remember throughout a day in your life, it can be hard to keep it all straight. Write down your thoughts, ideas, and must-do’s on paper. This is a great way to have total recall and stay in touch with your accomplishments over a 24 hour period. Plus, it feels really good to get it all out of your head. I’m a huge list-maker because it just helps me keep my head straight.

4. Consider Your Brain Clutter

There are a lot of factors in your life that can be causing interference with the things that matter. Take some time to consider what is unnecessary in your day and make a plan for cutting those things out of your life. This may include things that make you tend to procrastinate like television, video games, and unhealthy addictions to your cell phone (I’m raising my hand over here).

5. Boot the Drama Kings and Queens 

We all have people in our lives that can be mentally and emotionally draining. These people often take away too much of our energy, leaving us unable to do what we need to do for ourselves. Take steps to limit time spent with them or cut them from your life entirely. It’s amazing how much time listening to drama takes!

6. Improve Your Methods

If your routine is causing a case of procrastination, make another list of all the things you do in a day. Then brainstorm ways to do your tasks in a different way. Streamline your processes so you’re improving them instead of consistently wasting time on ineffective methods. OR, maybe you’ve never considered how you do things. Take some time to evaluate how you’re doing things and you’ll gain a fresh perspective.

7. When In Doubt, Source It Out

When you spend a lot of time thinking about all the things you should be doing but just don’t enjoy or just don’t have the time to do then it’s time to start considering the benefits of outsourcing. There are tons of people who are looking for odd jobs and they might even enjoy doing things you don’t care for. Likely there are people in your family, neighborhood, and your circle of friends that would love to earn a few extra bucks weeding your garden, mowing your lawn, cleaning your home, or taking care of your laundry. Your peace of mind is worth way more than the few bucks you’ll have to pay out, and then you’ll be freed up to do the things you actually enjoy doing or you’ll have the time to put into your own side jobs that you enjoy.

8. Put the Word ‘No’ Into Practice

Sometimes our lives get out of control because we are quick to give our time over to other people. Learn to say ‘No’ to people and things that aren’t part of your own vision. It’s fine to help out every now and then, of course (!), but don’t feel obligated to say ‘Yes’ just because some asked something of you.

9. Get Your Beauty Sleep

Life is just more difficult when you’re tired. Make sleep a priority and you’ll wake up feeling refreshed and ready to take life on. Doesn’t like just seem harder when you’re tired? I know it does for me.

10. Find Your Happy Place

When things become too overwhelming, have a place in mind where you can go, and just refocus. You may dedicate a room in your house, your backyard, even the quiet local library can be a place where you can sit alone with your thoughts for a period of time without interruption. Or, if you don’t have those spaces available to you simply step into the bathroom, lock the door and hang out for a 10 minutes. Give yourself that bit of space and time.

11. Utilize Your Good Time

Some people work best early in the morning while others are night owls (that’s me). Whatever time you’re at your best, plan to tackle your more difficult tasks then. Work with yourself, not against yourself. By doing so you’ll feel a sense of accomplishment, and you can spend the other times of the day doing the less important (but necessary) work.

12. Find the Positives

Feeling out of control can also bring about a sense of negativity. Make a point to find at least 1 positive every day. Surround yourself with meaningful, inspirational pictures, quotes, stories, and people as often as possible. Feeling grateful for what IS right in your life can help you keep perspective on the things that aren’t going so well.


What about you? Do you have any tips for what helps you to feel in control of your life?


in How To, Motivation, Practical Solutions, Things To Do
  • Anna

    Hi, I'm Anna! I paid off close to 24k in debt in only 15 months & it completely changed my life! I want you to have a debt-free life too so here you'll be able to read all about: How to do a Spending Fast®, saving & making more money, DIY's, & a lot about living awesomely with less. Let's do this!

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