My husband and I are expecting our first baby in August, and as I’m going through the “Must-Haves” on the registry site, I’m seeing a lot of things that seem more like “wants.” I know every family and every baby is different, but I was wondering—What were you told was absolutely required, but that you found completely unnecessary? What were you hesitant to get, but once you had it, you wondered why you waited so long?
Thrifty Mom to Be
Dear Thrifty Mom to Be, First of all congratulations!
Every baby is completely different but for us, here are a few of the things we’ve found unnecessary:Read More »
Money is not the only answer. I could always use more money, but I also feel like I need more time. I need more time to spend with my family and more time to work on my dream projects. And sometimes money can help me buy more time. I recently (begrudgingly) shelled out for a personal trainer to show me how lift weights so I’m not wasting my time during my workouts. It’s made a huge difference in how I workout. I now don’t waste time wondering what I should do.
Do you struggle with needing more time? Have you ever exchanged money for time? Talk to me in the comments!
We all know eating out is expensive but do know exactly how much more you’re getting charged than if you were to cook at home? Restaurants.com reports that pop is marked up 800%, potatoes 977%, pizza 600 to 800%, salmon 900 – 1000%, chicken noodle soup has a 1650% markup, and since eggs wholesale for less than 10 cents apiece — and are one of the least labor-intensive dishes — they are one of the absolute most marked up restaurant foods with the average egg dish costing $5-$12.
Eating out is easy, fun, and quick but if you find yourself indulging a bit too much you may be pushing your wallet to the limit. Today, I’ve got 8 quick tricks to get yourself to eat at home more.
8 Quick Tricks to Get Yourself to Eat at Home More…
1.Don’t let yourself get too hungry or tired.
Who hasn’t been on the way home after a long day at the office and you know the last thing you want to do is cook a meal. Be sure to take an actual lunch break and eat snacks throughout the day if you need to. Also, resist the urge to stay up late scrolling through an Instagram black hole into the wee hours of the night so you get all the sleep your body requires.
Having a plan in place will help you end that omnipresent question: “What should we eat for dinner?” Pre-planning your meals for the week really doesn’t take that long (use these free meal-planning calendars) but it makes a huge difference with how much time and money you can save by doing so.
Starting a new habit is hard. Starting a new habit when you’re busy and broke, that’s even harder. But there is nothing so habit-forming as money. It can be a great motivator. I hate running, but I know I’d run faster if I saw a crisp $100 bill at the end of the finish line.
Have you ever tried to use money as a motivator to help you reach your goals? Let me hear about it in the comments!
This past month I celebrated my birthday. Prior to the Spending Diet, I would have probably bought myself an unnecessary gift… and treated myself to a fancy dinner… and then maybe to overpriced cupcakes and wine. This year was a much quieter affair. My birthday wasn’t a “big” or significant birthday. I didn’t go on vacation. I didn’t even take off work. My husband made me a nice dinner and a fruit cake– literally a cake made completely out of fruit. It was impressive and super thoughtful. Read More »
Hi! I’m Melanie. I’m a librarian by night and a blogger by day. I live with my husband, George and my dog, Bambi in a 1978 Airstream Sovereign. I’ll be working on a new column here at ATWS about people living tiny for financial reasons. We’ll be showing house tours and answering all the questions you always wanted to know, but were afraid to ask! As a tiny houser, I’m going to be introducing the column with my story.
Almost two years ago, George and I were at a crossroads. We were recently married, I had a new job opportunity in a new area and we were broke. We didn’t have an extravagant wedding by any standards, but we did spend the majority of our meager savings on the event. We took a look at our budget, started looking at apartments in the new area and we were instantly discouraged. We knew that we couldn’t get ahead financially by renting an apartment. We also knew that we wouldn’t qualify for a mortgage. We had no credit and almost no savings. We saw an endless cycle of debt in front of us and we wanted out. Read More »
If you are from one of the many planets that Captain Kirk discovered during his travels, you might think that saving money on planet earth is a bad thing. We live in a world where we’re told to spend, spend, spend. We’re rarely told to save, save, save. But in this case, I think William Shatner is right. We need to save before we can spend.
How are you working towards saving before you spend? Let me know in the comments!
These last two months have really hit home with me. My Spending Fast now seems to be more about growing my income than actually being on a Spending Fast. I’ve tried to keep my spending habits in check like everyone else, and I continue to try to make smart money choices. Ever since I’ve been in debt I’ve had to get used to a lifestyle where I pay my bills, put food on the table, and then I have a tiny amount of money left to divide into those items and services that aren’t basic living necessities but they need attention and money thrown at them every once in awhile (i.e. new underwear, oil changes, pet supplies, contacts, you know, the adult stuff). Read More »
Hi, I'm Anna! I paid off close to 24k in debt in only 15 months & it completely changed my life! I want you to have a debt-free life too so here you'll be able to read all about: How to do a Spending Fast®, saving & making more money, DIY's, & a lot about living awesomely with less. Let's do this!
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