16 Ways to be More Assertive (& Why It Matters For You Financially)
Author: Anna Newell Jones

16 Ways to Start Practicing Assertiveness and Build More Confidence Today | AndThenWeSaved.com

Assertiveness is an essential communication skill that allows you to express what is on your mind in a clear, concise manner.

Some people may hear the word “assertive” and confuse it with “aggressive”, but it is actually a super positive skill that can greatly impact you and your finances. Just think about all the job interviews, co-workers, and networking events that you’ve been involved with. For me, the people who always stand out are the confident ones. For these people assertiveness goes hand-in-hand with their confidence. It’s just part of the package, and because of that package it’s not a coincidence that success follows them around like a lost puppy dog.

Assertiveness is a skill that is definitely worth mastering. Some people have a natural ability to be assertive while others could use some serious practice. If being assertive doesn’t come naturally to you, that’s totally okay! Luckily, it’s something that can be taught, and with practice it gets easier and easier to implement.


Here are 16 ways to be more assertive today…

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one comment

in How To, Social
The Man Who Craves More
Author: Melanie Gnau

The Man Who Craves More | Andthenwesaved.com

Perspective has so much to do with wealth. If we are the man (or woman) who craves more, we’ll never be wealthy and we’ll never be happy. We’ll always be looking for that next bigger, shinier toy or that new and improved thing-a-ma-bob. During my quest to save money I’ve had to do a lot of soul searching. I’ve had to find out what is important to me and I’ve learned to be more grateful in the process.

Has changing your perspective changed the way you think about wealth? Talk to me in the comments.


in Motivation
Real-Life Spending Dieter – Track Your Spending to Save 1K
Author: Anna Newell Jones

Save $1,000 by Simply Tracking Your Spending | AndThenWeSaved.com

Seriously, ATWS readers are BEYOND inspiring. Check out this success story from Brenda… 

Hi Anna!

My 3-year-old daughter was diagnosed with Type 1 Diabetes in July 2014, which as you can imagine threw us into a tailspin. Our entire family (7-year-old son included, who has ADHD—so the change was challenging for him, too) underwent a total lifestyle change as we learned how to best manage my daughter’s blood sugars. I’m pleased to report she is a happy, playful, healthy little girl who has adapted beautifully.

Needless to say, the cost of her management came as a bit of a shock.  My husband and I each bring home decent pay, yet money just seemed to disappear. So, I got serious. I tracked where every dollar went and I tried your Spending Diet idea.

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in Hey Anna (Reader Questions), Spending Diet, Spending Fasters
12 Good (Financial) Reasons to Get to Know Your Neighbors
Author: Anna Newell Jones

12 Good Reasons to Get to Know Your Neighbors | AndThenWeSaved.com

Some people are very fortunate to have great neighbors that they interact with every day. I happen to be lucky in that area. There are for owners in my particular area of the building, and we all like each other and get along really good. We are part of a bigger complex (2 buildings total), and there is an HOA involved with the management of the property. I shared some of my experience with our HOA in this post: Belong to an HOA? Dude, I Feel Your Pain. How to Cope…

If we didn’t live in a condo I doubt we’d know many of our neighbors. Most of our friends don’t know their neighbors. I don’t know about you but it seems so easy to just stay in a little bubble and not interact with people much. A sign of the times, maybe? When I was a kid growing in Newport News, Virginia, we knew all of our neighbors and hung out with them ALL THE TIME. It was fun, and helped build a sense of community.

If you’re one of the many you also has no idea who their neighbors are, I would like to suggest some benefits of befriending them.

Here are 12 reasons why it can be highly beneficial (and financially-wise) to introduce yourself around your neighborhood and get to know your neighbors:

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one comment

in Family, Friends, & Relationships, Social
Deciding on a Spending Fast “Saving” Strategy
Author: Anna Newell Jones

Pay Down Debt or Build Up Savings? | AndThenWeSaved.com

Hey, Anna!

I recently started the spending fast and have a quick question: Dave Ramsey suggests putting aside $1,000 in savings at the beginning. Do you also recommend this? I don’t really have any savings, so this might be a good idea.


Savings vs. Debt Dilemma


Dear Savings vs. Debt Dilemma,

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in Hey Anna (Reader Questions), How To, Money, Paying Off Debt, Spending Fast
Beware of Little Expenses
Author: Melanie Gnau

Beware of Little Expenses | AndThenWeSaved.com

“It’s just a $5 latte.” “It’s just a $10 lunch.” “It’s just a $20 t-shirt.” It’s so easy to justify small purchases, but we all know those small purchases can add up. Beware of those little expenses. Don’t let small leaks sink your big dreams.

Let me know how you are making small savings count in the comments.


in Motivation
19 Ways to Ensure You Make a Great First Impression
Author: Anna Newell Jones

19 Ways to Make a Good Impression (and why it's vital to your success that you do) | AndThenWeSaved.com

Yesterday we talked about things that people do to make a bad impression so now let’s flip it and talk about all the GOOD things you can do to make an insanely great impression. Having people think highly of us can significantly impact the course of our lives. From our careers, to friends, to partners (in both love in business), other’s thoughts about us really do affect our success in life.

While most people will strive to create just the right impression for the moment, there are some things that can skew the perception that people have of you. You may only have a few seconds in the presence of another person to make that first, lasting impression.

The old cliché of ‘never getting a second chance to make a first impression’ is still very true. Luckily, making a good impression isn’t all that hard to do! :)

Here are 19 ways to ensure you instantly make a good impression:


1. Watch What Your Body Says

Body language can be a dead giveaway—it can easily show how you really feel and what you really think. So it is important to be cognizant of how your body reacts in different situations such as when you are nervous or even over-confident. Smirks, eye rolls, and nervous tics can be perceived as disinterest or impatience, even if that is not your intention. Read More »


in Career & Work, Family, Friends, & Relationships, Social
15 Ways to Instantly Make a Bad Impression (and How It’s Costing You)
Author: Anna Newell Jones

15 ways to make a bad impression and why it's vital to your finances that you don't! andthenwesaved.com

Bad impressions are a hard thing to overcome.

Whether you make a bad impression socially or on your career path, it can change the course of your life. In the long (and short!) run bad impressions can cost you A LOT of money. Tomorrow, we’re going to talk all about ways to make a good impression so you can make the most of all your connections, and never miss an opportunity.

Here are some examples of bad impressions that you can avoid to prevent a faux pas (and potential failure):

1. You’re Late for a Very Important Date

It is always bad form to be late for a set appointment. A job interview, client meeting, or doctor’s appointment is scheduled at a certain time for a reason. By being late, you are showing a lack of respect for everyone else’s time. (If getting to work on time is a trouble area for you then read: 19 Ways to Get to Work on Time (and Generally be Better at Your Job).

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in Career & Work, Family, Friends, & Relationships, Social
  • Anna

    Hi, I'm Anna! I paid off close to 24k in debt in only 15 months & it completely changed my life! I want you to have a debt-free life too so here you'll be able to read all about: How to do a Spending Fast®, saving & making more money, DIY's, & a lot about living awesomely with less. Let's do this!

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