“Death Comes Like a Thief in the Night” (& Other Reasons Why I’m Asking Myself if Saving Money is Really Worth It)

death comes like a thief in the night is saving money really worth it? andthenwesaved.com

This is a post by my sister, Kelly, who just completed Month 1 of her year-long Spending Fast. – Anna

 

Life is Short – Is This All Worth It? Why Suffer?

“Death comes like a thief in the night”, I remember my mom telling me when we were little girls. I’ve been feeling really discouraged, and I’ve been asking myself “why?”, a lot lately. A family member died tragically a couple weeks ago. Why did he die? Does any of this even really matter, at all? Why should I bother with this Spending Fast? I’ve been finding myself thinking, “You only live once, and, really, what’s so wrong with having some debt, and some indulgences along the way especially if it’s getting paid off… no matter how slowly? Shouldn’t I be enjoying life?” I don’t have the answers, and I don’t know what tomorrow holds but I DO know that every time I think of the future and of “Future Kelly” debt is not part of the picture. “Be Debt Free” is something that is ALWAYS on my goals lists, so while I did mess up some, and while I have been questioning a lot of life’s biggest questions, I’m not going to throw in the towel on the Spending Fast.

In my last post, I told you how I was able to pay off my personal credit card within the first week of The Fast. Of course, I won’t be having a tax refund every month- dang it:( so my upcoming savings won’t be nearly as big as this first month’s. I’ve also stumbled some, so the kids, and I ate out about 3 times. It was due to poor planning- BUT on the flip side, we ONLY ate out 3 times! My M.O. used to be that I would eat out, or buy something out at least once a day. My 3 children, and I ate dinner at home every night, and it was actually pretty nice.

I’m trying to be gentle with myself, despite the “set backs”. I’m still committed to the Spending Fast until November 5, 2015, so I’ll just keep trudging along.

 

Small, Day-to-Day Changes

I’ve always considered myself a good Scout. I’m prepared, I stockpile, I have a plan. I’m quitting that this year- no more stockpiling. I’m using travel shampoos that would have stayed buried in my closet, and eventually be thrown away. The changes are small but I’m seeing that they do add up. I ran out of shaving cream so I’ve been using hair conditioner that I don’t really like for my hair as a shaving gel, and it works totally fine. Okay, so this is kinda gross, and may be TMI but I ran out of cotton balls, so I decided to cut up the free huge maxi pads that the hospital gave me from my last child’s birth. I cut them up into strips, and I’ve been using that instead of buying more cotton balls.

We’re eating the things that are in our cabinets before we’re buying more food, and I’m waiting ’til things are actually gone before I write it on the ‘need to pick up at the store’ list. We even ate up the jar of peanut butter that’s not our favorite but it’s been in the cupboard for months. My coffee pot broke the first week of The Fast, and there’s no way I will punish myself with a Year of No Coffee. Thankfully, I found a french press in my house that I NEEDED at some point but never used because it was too much hassle. I’m using it now. Also, I’m keeping the house at 68 degrees when we are home, and 65 degrees when we are not there.

Anna insisted that I should create a Needs/Wants list to help with my money spending decisions so I did that. Here it is…

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15 comments

in Spending Fast, Spending Fasters !!NEW!!, Struggle (Hopeless, Demoralized)
Don’t Buy These 3 Things in December

the 3 things you absolutely should not buy in december andthenwesaved.com

I hope you had a great Thanksgiving! We went over to a friend’s house, and everyone was impressed with how the Tofurkey we brought was actually not disgusting. The standard it had to meet was pretty low so it had that going for it. This morning, Henry woke up at 6:30 am like he likes to do, I turned on the news, and I was half-way listening to it while I sat on the floor with him as he pulled out every single book. On the news they were talking about the worst things to buy in December, and my ears perked up like I was dog who had just spotted a squirrel. I was all over that shit.

The 3 things they say you absolutely should not buy in December? A treadmill, a TV, and winter clothing items and gear. The best time to buy those things? In January! With New Year’s Resolution’s fitness stuff is marked down significantly, TV’s are marked down because of The Super Bowl , and winter clothing and gear is greatly reduced because retailers are starting to think about making way for the Spring merchandise.

The more you know, right?

6 comments

in Practical Solutions
14 Free Ways to Improve Your Life in 15 Minutes (or Less)

14 free ways to improve your life in 15 minutes or less andthenwesaved.comTell me I’m not the only one who almost always (mostly) feels like, life could be just a hair better than it currently is. I don’t feel that way because I’m not happy with how things are with my life, it’s more of a continual, life improval thing that I’m after. I’ve learned that just by just tweaking a couple different things each day life can feel more organized, more focused, calmer, and just more enjoyable. Luckily, these ideas are free, and they take VERY LITTLE time to do. Most of these ideas can be done in just a few minutes, or at least they can get underway with just a few minutes of attention each day. Watch your life improve, as you incorporate these tips into your life.

Here are 14 free ways to start improving your life in 15 minutes or less…

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5 comments

in Social, Take Action!, Things To Do
  • Anna

    Hi, I'm Anna! I paid off close to 24k in debt in only 15 months & it completely changed my life! I want you to have a debt-free life too so here you'll be able to read all about: How to do a Spending Fast®, saving & making more money, DIY's, & a lot about living awesomely with less. Let's do this!

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