Melanie is sharing her Spending Diet adventures with us, and she’s got her July update for us below. We’ll get August’s update up before you know it, and then we’ll be back on track in no time for September. I’m telling ya, we’ve got a plan, folks. She’ll take it from here. xo, Anna
Ok, so first things first, this was so much harder than I imagined. I went over my allowance of $100 in the first two weeks! I am ashamed and to be honest I was a little shocked. (I feel like I’m such a saver!) But I learned from my digressions and I’m ready to get serious.
I went $100 over my spending limit in July for two reasons:
#1 – I didn’t immediately get cash out of the bank at the first of the month like I said I would.
Hey, I’m lazy and I hate making trips to the ATM. Instead, I told myself I’d just write down what I spent. What a joke. If I’m too lazy to go to the ATM, I’m too lazy to write down everything I spend. Now at the first of each month, I am vowing to get out my $100 spending budget and stick to only spending cash on my “Wants.” I’m also leaving my debit card at home so I can’t be tempted by that trickster. (I’m keeping my credit card on me for emergencies.)
#2 – I was too strict with my food budget.
I just simply didn’t budget enough for food. I hate buying food even though it’s a necessity. I thought by giving myself a super strict limit, I would spend less. Wrong! I spent more because I ran out of food and had to make extra trips to the grocery store. I’m going to give myself $50 more to spend on food each month because a girl has to eat. To even out the budget, I’m cutting my gym membership. I love it but I don’t use it often enough. I ordered some infomercial DVDs a while back and I’ve been hitting those harder than I ever hit the gym.
I still managed to save $1,000 this month which I consider a success. I also got real with myself. Looking back on this month, I realize that I spend more money than I should going out with friends. Instead of going out with friends, I’m going to convince my friends that we should cook at home– even if that means I do all the cooking! I’ve even started fermenting my own wine which has been super fun and much cheaper than wine at a bar or restaurant.
I have high hopes for next month. I’m taking on a side job to earn more income and I took out my $100 allowance as soon as I got paid.
Here’s to hoping next month’s spending diet report looks better than the last! Melanie
I’m always on the look-out for inexpensive wedding dresses for other people. Partly because I shoot weddings, partly because of my recent obsession with Say Yes to the Dress (anyone else into that show?), and also because when I got married I scoured the internet, and local stores to find a reasonably priced dress, and there was nothing cute out there. So, what’d I do? I ended up settling for a dress, and then had it altered so I would like it more. That was a bad idea because I ended up spending almost as much as the cost of the dress justy on alterations! Not recommended. If I were to get married again, to Aaron;), I would be completely into these dresses: Gilded Grace Dress (this one is my fave), Alight of Heart Dress, Are You Gonna Be My Pearl? Dress, Romance with Me Dress (that just so happens to be 70% off), and Outshine the Sun Dress. I could go on and on but I should probably stop now. With a lot of the weddings we photograph the brides will also wear a short white dress for the rehearsal dinner, engagement shoot, and bridal shower so I could see a lot of these dresses being used for those purposes too.
We’re all so, insanely rushed, and busy ALL THE TIME. Can you do nothing for 2 minutes? Let me tell you, I really suck at it.
What are you up to this weekend? We have to go to Home Depot to get some parts to try to fix of garbage disposal, and Aaron’s birthday is Sunday so I’m going to bake him a huge, chocolate chip cookie “cake”, and then I’m going to frost it with a shitload of buttercream and sprinkles. We’ll eat too much of it, regret it, then vow to get healthy again on Monday.
I hope you have a great weekend, and keep that spending on lock down! Read these get out of debt pledges if you need a kick in the ass/jolt of motivation. I read them very often to keep myself in check. xo, Anna
Hi, I'm Anna! I paid off close to 24k in debt in only 15 months & it completely changed my life! I want you to have a debt-free life too so here you'll be able to read all about: How to do a Spending Fast®, saving & making more money, DIY's, & a lot about living awesomely with less. Let's do this!
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