Do Not Spoil What You Have By Desiring What You Do Not Have
Author: Melanie Gnau

Do Not Spoil What You Do Have By Wishing For What You Don't Have |

“Do not spoil what you have by desiring what you do not have. Remember that what you now have was once among the things you only hoped for.”

When you’re in the midst of a Savings Diet or a Spending Fast, it’s easy to think about the things you are missing out on. Good ol’ F.O.M.O. But it’s just as important to remember how far you’ve come and how much you saved. Six months, three months or just a month ago, you were wishing that you could save some money and now you have! You’re doing things that you only wished for. You’re amazing! Don’t spoil that!

How have you remained grateful during your saving journey? Let’s chat in the comments!


in Motivation
29 Ways to Make Money
Author: Heather van der Hoop

29 Ways to Make Money |

So you’re ready to start earning more this year? Whether you want to be more aggressive about paying off student loans, dig yourself out of credit card debt, or save toward a down payment or vacation, making extra money on the side is a smart strategy for working toward your goals.

While you could simply get a part-time job, I’m going to focus on entrepreneurial ventures — side jobs where you control your time and rates. Instead of working the shifts you’re given for a set wage, you’ll be your own boss, deciding what you do, when you do it and how much you make.

Whether you’re thinking of starting a side business that could eventually become your full-time job or you just want to earn a little extra cash on the weekends, I’ve got you covered. How will you earn more money this year?

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in Career & Work, How To, Make More Money
Never Spend Your Money Before You Have It
Author: Melanie Gnau

Never Spend Your Money Before You Have It |

People get into debt for a variety of reasons, but one of the big ones is spending money before you have it. And it’s so easy to do, right? We whip out that credit card one too many times and suddenly we’ve got a bigger balance than we can pay. It happens to the best of us. I’ve recently taken to leaving my credit cards at home so I don’t have the temptation to swipe recklessly.

How have you stopped yourself from spending money before you have it? Talk to me in the comments!


in Motivation
One Reader’s Unbelievable Success Story!
Author: Ashley Arnett

Change the Course of Your Life | And Then We Saved

I just have to tell you that my jaw dropped when I read Ashley’s email. You’ll see why when you read about her inspiring story. She got creative, tapped into her skills, maximized her time, and in doing so was able to completely change the course of her life. Um, yeah. She’s totally inspiring! – Anna


Hi Anna!

I just wanted to let you know our story. About a year and a half ago, my then-boyfriend and I were talking about getting married. My parents don’t have much money, so we knew we would have to pay for the event ourselves. Then, I worked as a server at Olive Garden, and my boyfriend had just moved to the area and was in the process of finding a job. We needed money. Neither of us were very smart spenders or savers, so I started fishing around the Internet looking for help/advice, and I stumbled upon your blog. Your story is so amazing! How you were able to pay off so much debt in such a short amount of time is amazing! Your posts were entertaining and informative and I was glued to the screen all night.

Read More »


in Career & Work, Guest Interviews, Hey Anna (Reader Questions), Make More Money, Motivation, Take Action!
16 Ways to be More Assertive (& Why It Matters For You Financially)
Author: Anna Newell Jones

16 Ways to Start Practicing Assertiveness and Build More Confidence Today |

Assertiveness is an essential communication skill that allows you to express what is on your mind in a clear, concise manner.

Some people may hear the word “assertive” and confuse it with “aggressive”, but it is actually a super positive skill that can greatly impact you and your finances. Just think about all the job interviews, co-workers, and networking events that you’ve been involved with. For me, the people who always stand out are the confident ones. For these people assertiveness goes hand-in-hand with their confidence. It’s just part of the package, and because of that package it’s not a coincidence that success follows them around like a lost puppy dog.

Assertiveness is a skill that is definitely worth mastering. Some people have a natural ability to be assertive while others could use some serious practice. If being assertive doesn’t come naturally to you, that’s totally okay! Luckily, it’s something that can be taught, and with practice it gets easier and easier to implement.


Here are 16 ways to be more assertive today…

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one comment

in How To, Social
The Man Who Craves More
Author: Melanie Gnau

The Man Who Craves More |

Perspective has so much to do with wealth. If we are the man (or woman) who craves more, we’ll never be wealthy and we’ll never be happy. We’ll always be looking for that next bigger, shinier toy or that new and improved thing-a-ma-bob. During my quest to save money I’ve had to do a lot of soul searching. I’ve had to find out what is important to me and I’ve learned to be more grateful in the process.

Has changing your perspective changed the way you think about wealth? Talk to me in the comments.


in Motivation
Real-Life Spending Dieter – Track Your Spending to Save 1K
Author: Anna Newell Jones

Save $1,000 by Simply Tracking Your Spending |

Seriously, ATWS readers are BEYOND inspiring. Check out this success story from Brenda… 

Hi Anna!

My 3-year-old daughter was diagnosed with Type 1 Diabetes in July 2014, which as you can imagine threw us into a tailspin. Our entire family (7-year-old son included, who has ADHD—so the change was challenging for him, too) underwent a total lifestyle change as we learned how to best manage my daughter’s blood sugars. I’m pleased to report she is a happy, playful, healthy little girl who has adapted beautifully.

Needless to say, the cost of her management came as a bit of a shock.  My husband and I each bring home decent pay, yet money just seemed to disappear. So, I got serious. I tracked where every dollar went and I tried your Spending Diet idea.

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in Hey Anna (Reader Questions), Spending Diet, Spending Fasters
  • Anna

    Hi, I'm Anna! I paid off close to 24k in debt in only 15 months & it completely changed my life! I want you to have a debt-free life too so here you'll be able to read all about: How to do a Spending Fast®, saving & making more money, DIY's, & a lot about living awesomely with less. Let's do this!

    ⭐︎Come back throughout the day for updates.


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