Over 100k in Student Loans – How We Paid Off 50k in 2 Years!

paying off six figure student loans

Today I’m happy to share Jeena Cho’s story with you. She borrowed over 100k for student loans and she’s figured out a way to knock out her debt. Jeena’s top 4 tips are below.

“At 21, borrowing $100,000+ for law school seemed like a no-brainer. After all, once I land that job at that fancy law firm, with my fancy office, with my fancy house, car and wardrobe, earning a six-figure salary, repaying $100,000 should be easy. Right?

For the first seven years after graduation, all I managed to do was prolong the cycle of debt. As long as I was making the monthly minimum payments and keeping all the balls in the air, I was doing great. My life was all about living a lifestyle suitable for a lawyer, filled with nice things.

When my husband and I got married, we sat down and took stock of our finances. Seeing our numbers in black and white, on paper was a real eye opener. So, we sharpened our pencils and got to work. In the past 2 years, we paid off about half our student loans. Yes, about $50,000!

 

How We’re Tackling Our Six-Figure Student Loans… 

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19 comments

in Paying Off Debt, Struggle (Hopeless, Demoralized), Student Loans
Bye Bye Jelly Roll, Hello Hottie – 12 Free Exercise Ideas

free exercise ideas

I can say jelly roll cause I got one, let’s just get that cleared up right away;) Today Lynn Grieger who is a certified Wellcoach, personal trainer through the American College of Sports Medicine will be sharing some of her favorite free exercise tips. Lynn is also an  Everyday Health Calorie Counter contributor.

Does the price of a gym membership or the latest exercise class send you straight to the couch with a box of cookies?

You don’t have to spend hundreds of dollars to enjoy the benefits of exercise.  In fact, you can get all of the benefits of working out with a pricey personal trainer, attending a packed spin class or joining the hottest gym in town without spending a single cent!

How? There are 3 basic methods to getting a great workouts for free:

  • Utilize free exercise opportunities in your community
  • Use your own body weight
  • Put technology to work for you

12 Free, Fun Exercise Ideas…

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7 comments

in Exercise & Health, Things To Do
The Easiest DIY Ever – Crinkle Cut Paper

make crinkle cut paper

Okay, this just might be THE EASIEST DIY ever. But, I had to share it because, you guys, I almost spent $12 on pre-made crinkle cut paper. And then I was like, “Whoa, whoa. What the heck am I doing!? It’s just bent paper!”

Actually, I gotta back this story up because that’s totally not what happened. My husband walked in as I was about to press “Buy” and then he said, “You’re buying cut-up paper?” and then I was like, “Um, yes.” Followed quickly by “That’s probably a dumb thing to buy I guess” and then I walked away with my tail between my legs.

See, old habits run deep. Proof that I’m not “cured” of my shopaholic ways. Mildly “fixed” maybe, but barely.

How to make crinkle cut paper and save yourself $12 (and embarrassment)…

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one comment

in DIY
  • Anna

    Hi, I'm Anna! I paid off close to 24k in debt in only 15 months & it completely changed my life! I want you to have a debt-free life too so here you'll be able to read all about: How to do a Spending Fast®, saving & making more money, DIY's, & a lot about living awesomely with less. Let's do this!

    ⭐︎Come back throughout the day for updates.

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