2 responses

  1. Emily @ Urban Depart
    October 11, 2013

    I agree- getting finances in order minimizes stress. Even if you have a whole lot of debt, being organized allows you to know where you are and then helps plot a course of action.

    I have Type A personality and a love for spreadsheets so I find organizing my finances fun. It helps that we use credit (paid in pull monthly) for all our transactions because we cross reference everything electronically.

    I suggest using existing tools to help with budgets (like You Need a Budget) and if in a relationship, to meet regularly (i.e. weekly, monthly) to discuss state of finances.

  2. Angie
    October 23, 2013

    I am organized with my finances, never had any debt, but did have some months when things where harder.

    What worked for me was a simple weekly budget in cash, try to avoid using cards to pay so you’ll know where you are with your budget. At the moment I do worry, because I’ll have a loan for the next twenty years starting next month. I’ll have to pay 200 $ a month more then I am paying now (rent). So I hope I’ll manage it… Thanks for the tips!!

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