Mandi’s Spending Fast Update: Overcoming Setbacks

Spending Fast Update: Overcoming Setbacks | AndThenWeSaved.com

I officially finished the first month of my Spending Fast. Did I spend no money for an entire month? No, actually. When a friend I hadn’t seen in a while called me to ask if I wanted to get coffee in our local park, I said yes. I was too embarrassed to say no because I didn’t want to spend any money. However, instead of getting coffee…

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Commitment is an Act, Not a Word

Commitment is an act, not a word | Andthenwesaved.com

“Commitment is an act, not a word.” -Jean-Paul Sartre Nobody cares about what you say you are going to do, people care about what you have done. Act on your goals, don’t just talk about them. Get up and crush those goals! How are you acting on your goals? Chat with me in the comments!

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How Recognizing Patterns is Helping Me Avoid Future Debt

How Recognizing Patterns is Helping Me Avoid | AndThenWeSaved.com

When I read “Get out of Debt” advice, I often get frustrated at its tone-deafness and overall uselessness. Telling people to give up daily Starbucks coffee or stop paying for cable packages is tired, outdated advice that ignores most people’s financial reality. I’ve never been able to afford $3 (or more) a day for coffee, and I don’t know anyone under forty who ever has paid for cable…

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