Saving Where We Can, So We Can Spend Where We Want. Financial freedom found via a Spending Fast ®.
About Anna Newell Jones (email: firstname.lastname@example.org)
The Short Version:
I managed to substantially improve my financial situation without the help of finance professionals. I made some very serious lifestyle changes by following a Spending Fast and Spending Diet plan, messed up a lot along the way, and ultimately came out victorious when I managed to eliminate all of my debt (close to 24k) in only 15 months! Now, I’m on a mission to help others get to living a debt-free life too!
The Long Version:
At the tail-end of 2009 I was suffocating from the weight of my $23,605.10 in debt. The cycle of debt and remorse needed to end so I decided to take drastic action when I made the decision to stop all unnecessary spending.
On January 1st 2010 my year-long Spending Fast commenced. I also started this accompanying blog to document my progress, and to keep myself honest and accountable throughout the process. Since the Spending Fast meant spending money on necessities only, bare-bones living went into full-effect.
When I started the Spending Fast my only goal was to try to get rid of my approximately 6k in credit card debt, because I felt that was weighing on me the heaviest. At the end of the year-long Spending Fast® (2010-2011) I was amazed that I had managed to pay off $17,911.89 in debt!
Since I still had some debt at the start of 2011, I began the Spending Diet. (A Spending Diet is a modified version of the Spending Fast where I give myself a $100 a month “non-need” allowance. The Spending Diet turned out to be waaay harder than the Spending Fast by the way.)
I was shocked that 15 months from the beginning of the Spending Fast process I was able to completely eliminate all of my debt! Yes! It’s true!
It turned out that the Spending Fast and Spending Diet processes had dramatic results. I was (and still am sometimes) in disbelief that it actually worked, that I was able to stick to the strict and sometimes daunting Spending Fast and Spending Diet plans to make it to this side, the debt-free side!
Now, I continue to write on this site about staying motivated, getting out of debt, staying out of debt, and about living life without all the crap (I’m a natural spender, so I need to keep that in check!). I am extremely passionate about sharing my experience with others since I’ve found a way to get (and stay) out of debt that actually works. In a way, I feel obligated to share what I know because I know what it feels like to have those heavy, horrible, hopeless, uncontrollable, and guilt-filled feelings that go along with having debt. I want people (you!) to see that there is another way. You don’t have to die with your debt, you don’t have to make your decisions around your debt, and you don’t have to keep yourself from living the life you really want to live (to travel, work less, be with your kids more, buy a home, get money into savings, etc.) simply because of the debt that is weighing you down. Relief from debt can come the second you make the decision to do the Spending Fast. (Yes, it works that quick! It happened like that for me, and I’ve heard the same thing has happened for many others, too.)
Believe me, you deserve this, and I am fully confident that you will be able to get out of debt too!
Ready to get started?
Take the plunge by signing the Get Out of Debt Pledge.
Some Links To Get You Started:
I encourage you to look for the similarities in our stories rather than the differences. The feelings associated with having debt, are universal, no matter what the total amount of debt is.
● Dreams of Becoming Autonomous
● Should I Buy It? (a printable take-along)
● How to deal with the Social Side of cutting back on spending
● And, be sure to share your successes, struggles, and questions on the Community page
Please know – YOU ARE NOT ALONE!
Don’t miss a thing!
More about Anna:
My husband, Aaron, and I live in gorgeous Denver, Colorado. We love to eat sweets, bundle up on the couch to watch Netflix marathons, and hang out with our charming baby son, Henry. In addition to writing And Then We Saved, Aaron and I photograph weddings and portraits through our photography business. I’m also working on a book based on this site that will be a comprehensive How To Do a Spending Fast Guide complete with step-by-step instructions, and some gnarly personal, never-before-told stories, about what it was really like to do a Spending Fast day-to-day. The book will be published by William Morrow, an imprint of Harper Collins, with a scheduled release date of January 2016. I am beyond appreciative of all the support I’ve been given throughout the years from the readers of this blog.