By Failing to Prepare, You are Preparing to Fail
Author: Melanie Gnau

By Failing To Prepare, You Are Preparing to Fail -And Then We Saved

“By failing to prepare, you are preparing to fail.” -Benjamin Franklin

Tough times are inevitable. We might fail. We might fall. Our car might break down or we might get sick. We can’t avoid bad things, but we can prepare for bad things. By preparing for bad things we make the fall less painful–like falling on to soft grass instead of falling onto unforgiving cement.

How are you preparing for tough times? Talk to me in the comments!


in Motivation
Living Tiny: Tammy’s Northern California Tiny Home
Author: Melanie Gnau

Living Tiny: Tammy's Northern California Home - And The We Saved

At ATWS we’re interested in challenging the norm of debt and spending. That’s why once a month we talk to people who have gone to (what some would say) extreme means with their living situations to get out of debt, save money and live a simpler life. Today we have a tiny house tour with Tammy Strobel. Tammy is a writer, photographer, and teacher in Northern California. Take it away, Tammy!

My name is Tammy Strobel, and I’m a writer, photographer, and teacher. I live in northern California with my husband, Logan, and my two cats, Christie and Elaina.

Why did you decide to move into a tiny house?
There were a lot of reasons we decided to move into our little house. Some reasons were financial, while others had to do with freedom. More than anything, we wanted to experience what it would be like to live in a tiny house on wheels. It’s been a great experiment and experience. With that being said, our tiny house isn’t our forever home.

Read More »


in Living Tiny (Home Tours)
September’s Collective Savings are In!
Author: Anna Newell Jones

andthenwesaved collective savings

September’s Collective Savings totals are in! In September we saved $31,652.91! That brings our Collective Savings to a whopping $868,008.21!! SO impressive!!

If you have been thinking about getting out of debt but just haven’t taken the leap yet why not do it today? Here’s the link to the Get Out of Debt Pledge. Why not change your life by getting the heck out of debt already? Finally getting out of debt is THE BEST gift you could ever give to yourself, and having the weight of the debt lifted is one of the most incredible feelings ever. You can absolutely have a debt free life too!


in Savings, Savings Total
Act or Accept
Author: Melanie Gnau

Act or Accept -And Then We Saved

“Act or accept.” -Unknown

It’s a short statement, but a powerful one. We have two choices in life, we can act on things or we can accept them. We can act on our debt or we can accept that we’ll be in debt forever. Which will you choose?

Let me know how you are acting on your debt in the comments!

one comment

in Motivation
The Secret to Getting Ahead is Getting Started
Author: Melanie Gnau

The Secret to Getting Ahead is Getting Started

“The secret to getting ahead is getting started.” – Mark Twain

Sometimes getting started on a project can be the hardest part– especially when it comes to saving money. As someone whose salary is less than the average mean wage, I can understand that it often feels as if every dollar is spent on necessities. But for most of us, there’s some money somewhere that can be saved. Could you cut cable? Could you establish “meatless Mondays?” Could you kickstart your inner cheapskate? By making that first move, you can snowball your savings into something significant.

How are you getting started on your savings journey? Talk to me in the comments!


in Motivation
52 Lists Project (GIVEAWAY CLOSED)
Author: Anna Newell Jones

52 Lists Project Book Moorea Seal - Giveaway

52 Lists Project Book Moorea Seal - Giveaway

A few years ago at Alt Summit I got to meet Moorea Seal. We had been internet buds for a bit and meeting her in real-life was weird and awesome. I say “weird” only because when you only know someone from the internet it’s easy to make up an idea about what they are like then when you meet them in person you have to reconcile the preconceived ideas about them with the real-life reality of them. Surreal? Maybe that’s the word I’m looking for?

All that to say that Moorea is just as amazing in person as I imagined she would be. She ambitious, crazy talented, and basically a visual, curating genius.

On her blog she started a project where she would post a list each week, share her responses, and invite her readers to complete their own lists. Some of her prompts were things like “list what you are grateful for” and “list the wildest things you want to try”. The project resonated with her readers and the project spread across the internet.

Now! She’s written a book called The 52 Lists Project: A Year of Weekly Journaling Inspiration. The book has 52 prompts, 1 for each week of the year, that match up with the seasons. Plus, I’ve got to tell you, this book is stunning. It’s got gold foil on the cover and gorgeous photographs throughout.

The thing I love most about this book is how it makes you think about things you otherwise wouldn’t have thought about. The focus shifts from the external to the internal. I’m all about things that help you reflect where you are and where you want to go. This book does that.

I just got started on my 1st list and I picked List 51: List the Things That You Want to Be Known For. At first, it was hard. Well, for one I didn’t want to write in a hard bound book (residual memories from my elementary and middle school days?) so I wrote my list in pencil..;) Once I started writing I really enjoyed it, and was surprised by some of by automatic responses to the prompt. For example, “to always be on Henry’s side” and “to be known for being present”. #phoneguilt

I hope you check out this book because it really is awesome!


UPDATE: Our Winner is Kristen Hardwick! Congratulations! I’ll be in touch to get you your copy!

As a special surprise I’m going to be giving away 1 copy of her book to a US resident. All you have to do is leave a comment about what you want to be known for. :) For an extra chance to win, send out a tweet with what you want to be known for with the hashtag #52ListsProject and at me @annanewelljones so I can see your tweet. I’ll pick a random winner in on Friday 9/25 at 6:00pm MST. Good luck!



in Giveaway, Gratitude
Start Where You Are
Author: Melanie Gnau

Start where you are

“Start where you are. Use what you have. Do what you can.” – Arthur Ashe

I feel like this quote should be the tag line for this site. Whether you’re in debt or savings-less, whether you have a lot or have a little, whether you’re time-poor or time-rich, you can start where you are. You can use up the things that you have lying around your home. You can do what you can, even if you are the busiest of bees. You can start a Savings Fast. You can do it today.

How are you doing what you can? Let’s chat in the comments!


in Motivation
Setting Goals
Author: Melanie Gnau

setting goals

“Setting goals is the first step in turning the invisible into the visible.” – Tony Robbins

While on the Spending Fast I had a goal to save $15,000. I didn’t quite make that goal, but having a tall bar to reach for motivated me to save, save, save. Goals help us to visualize the intangible. Goals help us to make things that seem impossible, possible.

Do you have a lofty savings goal? Let’s hear it in the comments!



in Motivation
  • Anna

    Hi, I'm Anna! I paid off close to 24k in debt in only 15 months & it completely changed my life! I want you to have a debt-free life too so here you'll be able to read all about: How to do a Spending Fast®, saving & making more money, DIY's, & a lot about living awesomely with less. Let's do this!

    ⭐︎Come back throughout the day for updates.


    Total Savings
  • Featured On/In


  • Search

  • Categories

  • Archives

  • Advertise on And Then We Saved!
  • And Then We Saved® & Spending Fast® are registered trademarks.
    All Rights Reserved.