Cloth Diapers – Massive Money Saver?

how much money do cloth diapers save andthenwesaved .com

Before I had a baby I never would’ve guessed how much I’d end up talking about bodily fluids and functions. It all begins with the pregnancy, and it just continues on. It’s strange because throughout your whole life, it’s like, “okay, avoid these topics,” and then BOOM! All of a sudden you get to talk about all the gross stuff your 10 year-old self wanted to talk about back in the day.

Once the baby arrives, there are all these stages of poo that you have to be on the lookout for, too. You constantly get asked about the color, frequency, quantity, and consistency of said poo. Strangely enough, I’ve found myself bonding with friends over the messiest details of life. Asking them for advice. Asking if things are “normal.” Finding out what my friends know, then sharing what I know. It’s like this whole messy, beautiful, circle of life, kumbaya bonding experience with us ending every conversation by saying, “I never would’ve guessed we’d be talking so openly about poo.”

Aaron and I made the decision to use cloth diapers with Henry in an effort to save buckets of money. DiaperDecisions.com reports that “you need about 8,000 diapers from birth to fully potty trained. That equals approximately $2,500!”

We have 20 diapers and made an initial investment of $400 for all of them. If we were to do it again I would have hunted for these diapers used. Read More »

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All the Insights About Insurance You’ve Ever Wanted to Know

insights about insurance andthenwesaved.com

This is a sponsored post, but, as always, my opinions are my own.

Insurance is one of those things that is NOT super fun to talk about. It’s right up there with the dentist, and prying yourself off the couch from a Netflix marathon to go out in the freezing snow for a 15 mile run followed by 700 sit-ups. It’s like, the very last thing on the TO DO list, ever (at least for me). Plus, I always feel like, “Am I getting the best deal? And, freakin’ a – how the hell am I supposed to know how much coverage I even need?!!” It can be a dreadful process but dealing with insurance is just one of those things that come along with being a straight-up Certified Adult.

When we were looking for homeowners insurance we went with the company our real estate agent recommended because we were in a time crunch. We had to have coverage by the closing date. Because we were in a rush we didn’t shop around, and we didn’t do our research. That’s definitely not an ideal situation so once things settled down, we went back, shopped around, found out that we were paying WAY TOO MUCH, and we ended up switching to a company that gave us far better customer service, along with, and most importantly, better coverage at a way better price.

Insurance is, no doubt, an important part of solid financial planning. We know this. We need to find the perfect combo of THE BEST DEAL POSSIBLE, and, ideally we would have an expert looking out for our best interests. Trusted Choice is a company that is basically what would happen if your best friend turned into a super knowledgable, trust-worthy, insurance agent. They know the ins-and-outs, they ask you all the right questions, they set you up with the best coverage at the best price and then come over and share a pizza with you, while watching The Bachelor. You know I just made up that last part but they would do that if they could:P.

So, here’s the deal- Trusted Choice connects you with an insurance agent based on your location and needs. The insurance agent then connects you with the best insurance policy (or policies) at the best price. Also, since their agents aren’t limited to writing policies for any one carrier they skip the sales pitch, and just get right to helping you as quickly as possible so you can hurry up and end the insurance misery, and get on with your life already.

I got to ask them a few questions about insurance, and about how they work. While it is a bit lengthy it’s def worth the read. Tons of great info.

Btw, the agent who answered these is named Paul Martin. Here’s a bit about him: Paul Martin, CPCU, is a 30-year insurance professional. Over the course of his career, Paul has focused on advancing the insurance industry, and has excelled in a variety of positions including independent agent, commercial underwriter, company manager, association director, and industry educator. Paul’s professional mission is to make members of the insurance industry better equipped to serve the public through education.
Just a heads up. If you have any questions about insurance that aren’t answered below you can send them a tweet (@askanagentTC), or submit a question and an agent will respond.

 

All the Insights about Insurance You’ve Ever Wanted to Know…

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Real Talk – If Only Perfection Could be Bought on Amazon (Part 1)

am i perfect yet part 1 andthenwesaved

Am I Perfect Yet? The Solution Won’t be Found on Amazon – Part 1

Lately, I’ve been getting down on myself. Mainly because I’m not “perfect”. The list of things I expect myself to be able to do daily:

  • Have a spotless, sanitized, perfectly organized house
  • Have everything checked off my To Do List
  • Work out
  • Meditate
  • Play with Henry for a good part of the day
  • Teach Henry something new and stimulating each day
  • Read to Henry, a lot
  • Be patient, kind, and loving to my husband and every single friend I have
  • Write a blog post for this site, and for my photography site
  • Keep the plants alive
  • Pre-plan and eat healthy, home-cooked meals (that I spent as little as possible on, of course)
  • Read all the books on my nightstand (14 of them. omg)
  • Read all the articles I have bookmarked
  • Keep myself groomed and presentable
  • Walk or ride the bus everywhere
  • Plan ahead
  • Listen intently
  • Be thoughtful
  • Remember ALL THE THINGS
  • Respond timely to every email, comment, message, voicemail, etc.
  • Recycle
  • Go to bed early so I can get at least 8 hours of sleep

To say that I put a lot of pressure on myself would be a total understatement… Read More »

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in Enough (Crap, Debt, Guilt), Personal, Societal Pressures, Things To Do
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